120 Surfside Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 120 Surfside Ave, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1982
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Mar 2015)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`146390-0070`

Property Details

APN / Parcel Number

Primary APN	`146390-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,830 sqft
1st Floor Area	1,296 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished/Open Porch
Porch Area	198 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 SURFSIDE AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4/32 SURFSIDE UNIT A LOT 7 BLK C OR4005/1575
Legal Range	30E
Legal Township	07S
Legal Section	05
Legal Subdivision	SURFSIDE UNIT A
Legal Block	C
Legal Lot Number	7
Legal Unit	A
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2036
Census Tract	20603

Owner

Source: St. Johns County records · APN 146390-0070

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 SURFSIDE AVE, SAINT AUGUSTINE, FL 32084-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2015 · Amount on Record
Deed Sale	Mar 31, 2015 · Amount on Record
Prior Sale	Jun 27, 2007 · Amount on Record
Deed Document Number	201518370
Deed Book / Page	4005 / 1575
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	120 SURFSIDE AVE, SAINT AUGUSTINE, FL 32084-2231
Document Number	0047311524
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SURFSIDE AVE ST AUGUSTINE FL 320842231, ST AUGUSTINE, FL 32084-2231

Mortgage

Document Number	0047311524
Date	May 30, 2019
Book Page	004731/001524
Instrument	37186

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,925 (+2.7%)	$508,093 (+9.9%) Land $300,000 Building $208,093
2025	$2,961.00 (+13.45%) Homeowner's exemption	$232,644 (+2.9%)	$462,323 (-1.59%) Land $273,750 Building $188,573
2024	$2,610.00 (+2.11%) Homeowner's exemption	$226,087 (+3%)	$469,805 (+4.47%) Land $273,750 Building $196,055
2023	$2,556.00 (+3.27%) Homeowner's exemption	$219,502 (+3%)	$449,700 (+14.78%) Land $262,500 Building $187,200
2022	$2,475.00 Homeowner's exemption	$213,109	$391,782 Land $235,200 Building $156,582

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.