Madison County property record for 120 Sunset Rdg, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 657 sqft · built 1991 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,500 (Sep 2006) |
| Tax Bill | $1,486 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-09-1-001-020.000 |
| Primary APN | 16-02-09-1-001-020.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 657 sqft Living Area |
| 1st Floor Area | 657 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Other |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,882 sqft (0.158 acres) |
| Lot Dimensions | 113 ft deep x 61 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 462233 |
|---|---|
| Street Address | 120 SUNSET RDG |
| City | MADISON |
| State | AL |
| Zip | 35758-2571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 SUNSET RIDGE A RESUB OF LOT 2 OF MADISON TOWNE CENTRE A R/S OF A R/S OF A PRT OF LOT 2 OF MADISON TOWNE CENTRE PB 21 P |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | SUNSET RIDGE |
| Legal Lot Number | 19 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11013 |
120 Sunset Rdg is owned and occupied by an individual who bought it in September 2006.
Source: Madison County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 SUNSET RDG, MADISON, AL 35758-2571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit REDSTONE FEDERAL CREDIT UNION |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Dec 19, 2017 | Warranty Deed, Transfer · Conventional with PMI PLATINUM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2006 · Amount on File |
| Deed Sale | Sep 7, 2006 · Amount on File |
| Deed Document Number | 2006607260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | May 6, 2026 |
| Property Address | 120 SUNSET RDG, MADISON, AL 35758-2571 |
| Document Number | 2026096540 |
| Book / Page | 2026 / 96540 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 120 SUNSET RDG, MADISON, AL 35758-2571 |
| Document Number | 2026096540, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 2026/96540 |
| Name | REDSTONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 120 SUNSET RDG, MADISON, AL 35758-2571 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000063153 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020-00063153 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Dec 19, 2017 |
| Property Address | 120 SUNSET RDG, MADISON, AL 35758-2571 |
| Document Number | 0000616150 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 616150 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 SUNSET RDG MADISON AL 357582571, MADISON, AL 35758-2571 |
| Document Number | 616151 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 616151 |
| Name | PLATINUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2047 |
| Document Number | 616152, |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 616152 |
| Name | PLATINUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Dec 18, 2027 |
The 2026 property tax bill for 120 Sunset Rdg was $1,486 with a homeowner's exemption, up 2% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,486.00 (+1.99%) | ||
| 2025 | $1,457.00 Homeowner's exemption | $21,520 Land $3,300 Building $18,220 | $215,100 Land $33,000 Building $182,100 |
| 2023 | $1,377.00 (+12.68%) Homeowner's exemption | $20,360 (+12.24%) Land $3,300 Building $17,060 | $203,600 (+12.3%) Land $33,000 Building $170,600 |
| 2022 | $1,222.00 Homeowner's exemption | $18,140 Land $3,300 Building $14,840 | $181,300 Land $33,000 Building $148,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Sunset Rdg in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Sunset Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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