120 Summit Trl, Westminster, SC 29693 Property Records

Oconee County property record for 120 Summit Trl, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,220 sqft · built 2001
Lot Size	29.8 acres (1,298,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Nov 2025)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`272-00-01-013`

Property Details

APN / Parcel Number

Primary APN	`272-00-01-013`
Alternative APN	`36408`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	4,220 sqft Living Area
1st Floor Area	2,420 sqft
Basement Area	1,800 sqft
Finished Basement	1 sqft
Unfinished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,298,524 sqft (29.8 acres)
Garage Type	Attached
Garage Area	653 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36408
Street Address	120 SUMMIT TRL
City	WESTMINSTER
State	SC
Zip	29693-4451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8 (29.81 AC)
Legal Subdivision	SITE DESIGN SERVICES INC
Legal Block	1
Legal Lot Number	7-8
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3027
Census Tract	31100

Owner

Source: Oconee County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 SUMMIT TRL, WESTMINSTER, SC 29693-4451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK
Nov 12, 2025	Deed, Transfer · Conventional Mortgage AGSOUTH FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Feb 18, 2010 · Amount on Record
Deed Document Number	20256237
Deed Book / Page	3301 / 1
Prior Transfer Date	Jun 18, 2007
Prior Transfer Doc	0000000723
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	120 SUMMIT TRL, WESTMINSTER, SC 29693-4451
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SUMMIT TRL, WESTMINSTER, SC 29693-4451

Mortgage

Document Number	0000000552
Date	Jul 17, 2023
Book Page	4468/334
Instrument	552

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	WESTMINSTER, SC 29693

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 12, 2025
Property Address	120 SUMMIT TRL, WESTMINSTER, SC 29693-4451
Document Number	0000006237
Book / Page	3301 / 1
Map Reference	MB A670 PG 7
Instrument Date	Nov 7, 2025
Instrument	6237
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 SUMMIT TRL, WESTMINSTER, SC 29693-4451

Mortgage

Document Number	0004750272
Date	Nov 12, 2025
Instrument	4750/272

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,951.00	$22,598 (-4.83%) Land $4,742 Building $17,856	$564,931 (-4.84%) Land $118,540 Building $446,391
2023		$23,746 Land $5,890 Building $17,856	$593,651 Land $147,260 Building $446,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Trl

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