120 Summit St, Duluth, MN 55803 Property Records

St. Louis County property record for 120 Summit St, Duluth, MN 55803

Property Summary

Property Type	Apartments (5+ Units)
Details	177,479 sqft · built 2020
Lot Size	0.766 acres (33,374 sqft)
Owner	Company Name on File
Tax Bill	$168,398 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3945-00100`

Property Details

APN / Parcel Number

Primary APN	`010-3945-00100`
Alternative APN	`1082862`

Interior

Units	193 Units
Stories	5 Stories
Building Area	177,479 sqft Gross Area
1st Floor Area	40,091 sqft
Basement Area	40,091 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Lot Area	33,374 sqft (0.766 acres)
Garage Area	7,500 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1082862
Street Address	120 SUMMIT ST
City	DULUTH
State	MN
Zip	55803-4400
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	TRACT J SERIAL #
Legal Subdivision	REGISTERED LAND SURVEY #114
Legal Tract	J
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	15700

Owner

Source: St. Louis County records · APN 010-3945-00100

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6770 STILLWATER BLVD N, 110, STILLWATER, MN 55082-5438
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 04, 2015
Transfer Doc	0000964330
Record Updated	Sep 20, 2026

December 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 19, 2019
Property Address	120 SUMMIT ST, DULUTH, MN 55803-4400
Document Number	00T1018737
Instrument Date	Dec 01, 2019
Instrument	T1018737
Transaction Type	Transfer
Record Updated	Jan 07, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6770 STILLWATER BLVD N #110 STILLWATER MN 550825440, 110, STILLWATER, MN 55082-5440

Mortgage

Document Number	T1018738
Date	Dec 19, 2019
Instrument	T1018738

Lender

Name	JONES LANG LASALLE MULTIFAMILY
Address	2177 YOUNGMAN AVE, ST PAUL, MN 55116-3042

Agreement

Amount	Amount Recorded
Term	504 Months
Due	Dec 18, 2061

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$168,398.00 (+8.7%)
2025		$10,992,300 (+18.69%) Land $164,200 Building $10,828,100	$10,992,300 (+18.69%) Land $164,200 Building $10,828,100
2024	$154,926.00	$9,261,400 (+30.93%) Land $228,200 Building $9,033,200	$9,261,400 (+30.93%) Land $228,200 Building $9,033,200
2022		$7,073,700 Land $239,300 Building $6,834,400	$7,073,700 Land $239,300 Building $6,834,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2007–2012)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Consolidated Communications, Consolidated Telephone Company, Lumen Technologies.

Based on FCC filings for 387 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Duluth serves 86,859 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.