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120 Summit St, Central Falls, RI 02863 Property Records

Central Falls City property record for 120 Summit St, Central Falls, RI 02863 · Last verified June 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage3,571 sqft Living Area
Lot Size6,499 sqft (0.149 acres)
OccupancyOwner Occupied
Last Sale$350,000 (2021)
Tax Bill$6,450.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-1958-04
Alternative APN
  • CENT M:05 P:141

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Building Area3,571 sqft Living Area
Gross Area5,910 sqft Gross Area
1st Floor1,445 sqft 1st Floor
Basement Area1,447 sqft Basement
Unfinished Basement1,447 sqft Unfinished
Stories3 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleMultifamily Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,499 sqft (0.149 acres)
Garage TypeAttached Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number18-1958-04
Street Address120 SUMMIT ST
CityCENTRAL FALLS
StateRI
Zip02863-2825
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
JurisdictionCENTRAL FALLS RI
Minor Civil DivisionCENTRAL FALLS
Census Blockgroup2
Census Block2005
Census Tract10800

Owner

Source: Central Falls City records · APN 18-1958-04

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 SUMMIT ST, CENTRAL FALLS, RI 02863-2825
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 06, 2025Deed of Trust, Mortgage · Line of Credit
NAVIGANT CREDIT UNION
Jun 07, 2023Deed of Trust, Mortgage · Stand Alone Refinance
NAVY FCU
Oct 01, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
CALIBER HOME LOANS INC
Apr 24, 2019Warranty Deed, Transfer · Stand Alone Refinance
USAA FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2021 · Amount on Record
Deed SaleOct 01, 2021 · Amount on Record
Prior SaleDec 17, 2012 · Amount on Record
Deed Doc Number20211526
Deed Book / Page1012 / 345
Prior Transfer DateApr 17, 2019
Prior Transfer Doc0000000496
Record RefreshedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address120 SUMMIT ST, CENTRAL FALLS, RI 02863-2825
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001095-242
DateMay 06, 2025
Book Page1095/242
Instrument2152
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 01, 2045

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address120 SUMMIT ST, CENTRAL FALLS, RI 02863-2825
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001054-191
DateJun 07, 2023
Book Page1054/191
Instrument697
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 01, 2038

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCENTRAL FALLS RI
Recording DateOct 01, 2021
Property Address120 SUMMIT ST, CENTRAL FALLS, RI 02863-2825
Document Number001012-345
Book / Page1012 / 345
Instrument DateSep 30, 2021
Instrument1526
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SUMMIT ST # 122, 122, CENTRAL FALLS, RI 02863-2825

Mortgage

Document Number0000001527
DateOct 01, 2021
Instrument1527
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCENTRAL FALLS RI
Recording DateApr 24, 2019
Property Address120 SUMMIT ST, CENTRAL FALLS, RI 02863-2825
Document Number0000953-82
Book / Page953 / 82
Instrument DateApr 17, 2019
Instrument496
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SUMMIT ST, CENTRAL FALLS, RI 02863-2825

Mortgage

Document Number0000953-84
DateApr 24, 2019
Book Page953/84
Instrument497
Lender
NameUSAA FSB
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Central Falls City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,450.00 (+1.29%)$488,300 (+42.24%) Land $111,300 Building $377,000
2023$6,368.00 (+6.24%)$343,300 (-) Land $81,900 Building $261,400
2022$5,994.00$343,300 Land $81,900 Building $261,400

Flood & Wildfire

120 Summit St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44007C updated June 22, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the South Central Falls Historic District
listed 1991 · 377 contributing resources · NRIS 91000025

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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