120 Summit Pt, Lake Forest, CA 92630 Property Records

Orange County property record for 120 Summit Pt, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,016 sqft · built 2010
Lot Size	0.121 acres (5,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$748,500 (Jun 2010)
Tax Bill	$10,071 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`613-841-20`

Property Details

APN / Parcel Number

Primary APN	`613-841-20`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,016 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	5,278 sqft (0.121 acres)
Garage Area	393 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	120 SUMMIT PT
City	LAKE FOREST
State	CA
Zip	92630-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16886 BLK LOT 10
Legal Subdivision	LOT OF TRACT NO. 16886
Legal Tract	16886
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2002
Census Tract	52423

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 SUMMIT PT, LAKE FOREST, CA 92630-8205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN TRUST (PT)
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN TRUST (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2010 · Amount on Record
Deed Sale	Jun 11, 2010 · Amount on Record
Deed Document Number	2010274028
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	120 SUMMIT PT, LAKE FOREST, CA 92630-8205
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SUMMIT PT, LAKE FOREST, CA 92630-8205

Mortgage

Document Number	0000031294
Date	Feb 14, 2023
Instrument	2023000031294

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	120 SUMMIT PT, LAKE FOREST, CA 92630-8205
Document Number	0000350556
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	120 SUMMIT PT LAKE FOREST CA 926308205, LAKE FOREST, CA 92630-8205

Mortgage

Document Number	0000350556
Date	Jul 22, 2020
Instrument	350556

Lender

Name	GOLDEN TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	120 SUMMIT PT, LAKE FOREST, CA 92630-8205
Document Number	0000299883
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	120 SUMMIT POINTE LAKE FOREST CA 92630, LAKE FOREST, CA 92630

Mortgage

Document Number	0000299883
Date	Jul 21, 2017
Instrument	299883

Lender

Name	GOLDEN TRUST (CT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$985,165 (+2%) Land $495,308 Building $489,857
2025	$10,071.00 (+4.3%)	$965,849 (+4.04%) Land $485,597 Building $480,252
2023	$9,656.00 (+1.81%)	$928,345 Land $466,741 Building $461,604
2022	$9,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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