120 Suda St, Cabot, AR 72023 Property Records

Lonoke County property record for 120 Suda St, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 2015
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2024)
Tax Bill	$641 (2024)
Deeds & Mortgages	May 2022 Line of Credit Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`720-10902-000`

Property Details

APN / Parcel Number

Primary APN	`720-10902-000`
Alternative APN	`46147`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2015
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Driveway	Driveway
Driveway Area	576 sqft
Porch	Open Porch
Porch Area	56 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 SUDA ST
City	CABOT
State	AR
Zip	72023-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2R BLK:9 CITY/MUNI/TWP:CABOT SUBD:LEWIS BAILEY SEC/TWN/RNG/MER:SEC 18 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	18
Legal Subdivision	LEWIS BAILEY
Legal Block	9
Legal Lot Number	2R
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2008
Census Tract	20205

Owner

120 Suda St is owned and occupied by an individual who bought it in August 2024.

Source: Lonoke County records, as of October 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	120 SUDA ST, CABOT, AR 72023-3425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Apr 17, 2020	Loan Modification, Mortgage · Conventional with PMI SOUTHERN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2024 · Amount on File
Deed Sale	Aug 5, 2024 · Amount on File
Deed Document Number	2024-06928
Deed Book / Page	2024 / 6928
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	120 SUDA ST, CABOT, AR 72023-3425
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 S JACKSON ST, CABOT, AR 72023-3018

Mortgage

Document Number	0000005756
Date	May 13, 2022
Book Page	2022/5756
Instrument	2022-05756

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CABOT, AR 72023

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	120 SUDA ST, CABOT, AR 72023-3425
Document Number	0000004361
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 S JACKSON ST CABOT AR 720233018, CABOT, AR 72023-3018

Mortgage

Document Number	0000004361
Date	May 4, 2020
Instrument	4361

Lender

Name	SOUTHERN BK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	36 Months
Due	May 3, 2023

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,610 Land $770 Building $11,840
2024	$641.00
2023	$641.00	$12,610 Land $770 Building $11,840	$63,050 Land $3,850 Building $59,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Suda St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2009–2011)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Suda St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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