120 Stone Ridge Way, Covington, GA 30016 Property Records

Newton County property record for 120 Stone Ridge Way, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,216 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$67,950 (Oct 2012)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0064D-00000-071-000`

Property Details

APN / Parcel Number

Primary APN	`0064D-00000-071-000`
Alternative APNs	`0064D 071` `25205`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,216 sqft Heated Area
1st Floor Area	890 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25205
Street Address	120 STONE RIDGE WAY
City	COVINGTON
State	GA
Zip	30016-6943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 39 STONE RIDGE PH2
Legal Subdivision	STONE RIDGE
Legal Phase	2
Legal Lot Number	39
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2043
Census Tract	100600

Owner

120 Stone Ridge Way is owned by two individuals who bought it in October 2012.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	60 RAPHAEL ST CANADA
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2012 · Amount on File
Deed Sale	Oct 26, 2012 · Amount on File
Prior Sale	Jun 5, 2012 · Amount on File
Deed Document Number	20125106
Deed Book / Page	3065 / 536
Prior Transfer Date	Jan 30, 2007
Prior Transfer Doc	0024200524
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	120 STONE RIDGE WAY, COVINGTON, GA 30016-6943
Document Number	0037870210
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 STONE RIDGE WAY COVINGTON GA 300166943, COVINGTON, GA 30016-6943

Mortgage

Document Number	0037870210
Date	Dec 31, 2018
Book Page	003787/000210
Instrument	15680

Lender

Name	RBC BK
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 120 Stone Ridge Way was $3,378.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,378.00	$134,000 Land $7,763 Building $126,237	$335,000 Land $19,408 Building $315,592
2023		$99,160 Land $6,012 Building $93,148	$247,900 Land $15,029 Building $232,871
2022	$3,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Stone Ridge Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Stone Ridge Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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