120 Stewart St, Empire, OH 43926 Property Records

Jefferson County property record for 120 Stewart St, Empire, OH 43926

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 952 sqft · built 1928
Lot Size	0.217 acres (9,440 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Nov 2023)
Tax Bill	$489 (2025)
Deeds & Mortgages	Feb 2025 Transfer Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-01826-000`

Property Details

APN / Parcel Number

Primary APN	`17-01826-000`
Alternative APN	`01826`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Other
Lot Area	9,440 sqft (0.217 acres)
Lot Dimensions	235 ft deep x 40 ft wide
Garage Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	120 STEWART ST
City	EMPIRE
State	OH
Zip	43926-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 STAND CLAY 40X235.79 MAP-17-0200-02200
Jurisdiction	JEFFERSON OH
Township / Civil Division	KNOX
Census Block Group	2
Census Block	2044
Census Tract	11401

Owner

Source: Jefferson County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 STEWART ST, EMPIRE, OH 43926-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Transfer on Death Deed, Transfer
Nov 28, 2023	Deed, Transfer · Conventional Mortgage HANCOCK COUNTY SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Deed Document Number	2023391228
Deed Book / Page	1524 / 3456
Prior Transfer Date	Nov 21, 2023
Prior Transfer Doc	01524/3456
Record Updated	Oct 29, 2026

February 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON OH
Recording Date	Feb 21, 2025
Property Address	120 STEWART ST, EMPIRE, OH 43926-9712
Document Number	01533/4548
Book / Page	1533 / 4548
Map Reference	MB 4 PG 173
Instrument Date	Feb 18, 2025
Instrument	400899
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 STEWART ST, EMPIRE, OH 43926-9712

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON OH
Recording Date	Nov 28, 2023
Property Address	120 STEWART ST, EMPIRE, OH 43926
Document Number	01524/3456
Book / Page	1524 / 3456
Map Reference	CAB B SL 162
Instrument Date	Nov 21, 2023
Instrument	391228
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 STEWART ST, EMPIRE, OH 43926

Mortgage

Document Number	0000391229
Date	Nov 28, 2023
Instrument	391229

Lender

Name	HANCOCK COUNTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Knox Township
Municipality	Empire Village
Unified School District	Edison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$489.00	$13,552 (-) Land $1,232 Building $12,320
2024	$489.00 (-25.91%)	$13,552 (+33.89%) Land $1,232 Building $12,320	$38,720 (+33.89%) Land $3,520 Building $35,200
2022	$660.00	$10,122 Land $1,036 Building $9,086
2021			$28,920 Land $2,960 Building $25,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1996–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Jefferson County Cable Cable	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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