120 Sterling Loop, #1041, Fraser, CO 80442 Property Records

Grand County property record for 120 Sterling Loop, #1041, Fraser, CO 80442

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,093 sqft · built 2008
OwnerIndividual Name on File
Last Sale$390,000 (Jan 2019)
Tax Bill$2,920 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR308490

Property Details

APN / Parcel Number

Primary APNR308490
Alternative APN
  • 158720114017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,093 sqft
Gross Area1,501 sqft

Exterior

Year BuiltBuilt 2008
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Garage Area312 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account NumberR308490
Street Address120 STERLING LOOP # 1041, 1041
CityFRASER
StateCO
Zip80442
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUBD: STERLING POINTE CONDOMINIUMS BLDG 1 UNIT: 104 DESC: WITH GARAGE UNIT 104
Legal SubdivisionSTERLING POINTE CONDOMINIUMS BLDG 1
Legal Block14
Legal Lot Number17
Legal Unit104
JurisdictionGRAND CO
Township / Civil DivisionGRANBY
Census Block Group2
Census Block2015
Census Tract203

Owner

Source: Grand County records · APN R308490

Assessment roll updated August 25, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1248 CATALPA PL, ERIE, CO 80516-4615
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jan 17, 2019Warranty Deed, Transfer · Conventional Mortgage
ELEVATIONS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 17, 2019 · Amount on Record
Deed SaleJan 17, 2019 · Amount on Record
Prior SaleApr 30, 2010 · Amount on Record
Deed Document Number2019000470
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAND CO
Property Address120 STERLING LOOP # 1041, 1041, FRASER, CO 80442
Transaction TypeMortgage
Record UpdatedJul 12, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020006322
DateAug 03, 2020
Instrument2020006322
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAND CO
Recording DateJan 17, 2019
Property Address120 STERLING LOOP # 1041, 1041, FRASER, CO 80442
Document Number2019000470
Map ReferenceDOC2010006370
Instrument DateJan 16, 2019
Instrument2019000470
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$39.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1248 CATALPA PL, ERIE, CO 80516-4615

Mortgage

Document Number2019000471
DateJan 17, 2019
Instrument2019000471
Lender
NameELEVATIONS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Grand County records · Assessment roll updated August 25, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateColorado
CountyGrand County
Unified School DistrictEast Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,920.00 (+1.71%)$46,330 (+0.17%) Building $46,330$741,210 (+7.38%) Building $741,210
2023$2,871.00 (+45.29%)$46,250 (+56.57%) Building $46,250$690,270 (+62.42%) Building $690,270
2022$1,976.00$29,540 Building $29,540$425,000 Building $425,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies71 units insured
incl. 69 condo units

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
ElektraFi
Fixed Wireless
400 / 60

May also be available: AT&T.

Based on FCC filings for 215 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWINTER PARK RANCH WSD
serves 3,250 people
Water SourceGroundwater
Last State InspectionSep 2022
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Sterling Loop

Nearby Streets

Search Property Records by Address or Parcel Number