Richland County property record for 120 Stephanee Ln, Ridgeway, SC 29130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,538 sqft · built 1987 |
| Lot Size | 4.89 acres (213,008 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,591 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20900-01-16 |
| Primary APN | 20900-01-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,538 sqft Heated Area |
| Gross Area | 5,975 sqft |
| 1st Floor Area | 2,538 sqft |
| Basement Area | 866 sqft |
| Unfinished Basement | 866 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 213,008 sqft (4.89 acres) |
| Garage Area | 870 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio |
| Porch Area | 1,136 sqft |
| Patio Area | 565 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00799595 |
|---|---|
| Street Address | 120 STEPHANEE LN |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | LOT 10-A 312.2X632X389.2X606 #SU CALICO FARMS #PR Z-830 54-528 #OM 0799-01-22 |
| Legal Subdivision | CALICO FARMS |
| Legal Lot Number | 10 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | BLYTHEWOOD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10104 |
120 Stephanee Ln is owned and occupied by two individuals who acquired it in April 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 STEPHANEE LN, RIDGEWAY, SC 29130-9408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Apr 26, 2023 | Deed, Transfer |
| Apr 26, 2023 | Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Oct 6, 2020 | Deed of Trust, Mortgage INTERCONTINENTAL CAP |
| Apr 5, 2019 | Deed of Trust, Mortgage PALMETTO CITIZENS FCU |
| Apr 5, 2019 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2023 |
| Deed Sale | Apr 26, 2023 |
| Deed Document Number | 202317089 |
| Deed Book / Page | 2831 / 1801 |
| Prior Transfer Date | Jan 4, 2012 |
| Prior Transfer Doc | 0017340519 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 120 STEPHANEE LN, RIDGEWAY, SC 29130-9408 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 60 LITTLE POINT LN, RIDGEWAY, SC 29130-7386 |
| Document Number | 0028353222 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 2835/3222 |
| Instrument | 2023020078 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 120 STEPHANEE LN, RIDGEWAY, SC 29130-9408 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026592031 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 2659/2031 |
| Instrument | 2021057784 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 26, 2023 |
| Property Address | 120 STEPHANEE LN, RIDGEWAY, SC 29130-9408 |
| Document Number | 0028311796 |
| Book / Page | 2831 / 1796 |
| Map Reference | MB Z PG 830 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023017088 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 STEPHANEE LN, RIDGEWAY, SC 29130-9408 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 26, 2023 |
| Property Address | 120 STEPHANEE LN, RIDGEWAY, SC 29130-9408 |
| Document Number | 0028311801 |
| Book / Page | 2831 / 1801 |
| Map Reference | MB Z PG 830 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023017089 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,640.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 STEPHANEE LN, RIDGEWAY, SC 29130-9408 |
| Document Number | 0028311807 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 2831/1807 |
| Instrument | 2023017090 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 120 STEPHANEE LN, RIDGEWAY, SC 29130-9408 |
| Document Number | 2558/1038 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 120 STEPHANEE LN RIDGEWAY SC 291309408, RIDGEWAY, SC 29130-9408 |
| Document Number | 2558/1038 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 002558/001038 |
| Instrument | 66929 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 120 STEPHANEE LN, RIDGEWAY, SC 29130-9408 |
| Document Number | 2387/3958 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 120 STEPHANEE LN RIDGEWAY SC 291309408, RIDGEWAY, SC 29130-9408 |
| Document Number | 2387/3958 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 002387/003958 |
| Instrument | 28271 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 120 STEPHANEE LN, RIDGEWAY, SC 29130-9408 |
| Document Number | 2384/3696 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 120 STEPHANEE LN RIDGEWAY SC 291309408, RIDGEWAY, SC 29130-9408 |
| Document Number | 2384/3696 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 002384/003696 |
| Instrument | 24351 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 120 Stephanee Ln was $5,591.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,591.00 | $10,492 (-98.34%) | $631,000 (-) Land $68,900 Building $562,100 |
| 2024 | $631,000 (+5,914.11%) Land $68,900 Building $562,100 | $631,000 (+140.56%) Land $68,900 Building $562,100 | |
| 2023 | $2,105.00 | $10,492 | $262,300 |
| 2021 | $2,101.00 | $10,490 | $262,300 Land $68,900 Building $193,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Stephanee Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Stephanee Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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