120 Steele Rd, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 120 Steele Rd, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,748 sqft · built 1998
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$49,000 (Mar 1998)
Tax Bill	$9,439 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`EAST M:0004 L:0293`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0004 L:0293`
Alternative APN	`566`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,748 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	566
Street Address	120 STEELE RD
City	EASTHAM
State	MA
Zip	02642-1580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	293
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	3
Census Block	3026
Census Tract	10306

Owner

Source: Barnstable County and Eastham Town records · APN EAST M:0004 L:0293

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1973, NORTH EASTHAM, MA 02651-1973
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2022	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Aug 15, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 1998 · Amount on Record
Deed Sale	Mar 17, 1998 · Amount on Record
Deed Book / Page	11290 / 76
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	120 STEELE RD, EASTHAM, MA 02642-1580
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034877-247
Date	Feb 02, 2022
Book Page	34877/247
Instrument	5938

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Feb 01, 2032
Index	Other

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	120 STEELE RD, EASTHAM, MA 02642-1580
Document Number	30710-190
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 05, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30710-190
Date	Aug 21, 2017
Book Page	030710/000190
Instrument	42163

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Aug 20, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Barnstable County and Eastham Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,439.00 (+12.38%)	$1,224,200 (+2.17%) Land $312,900 Building $911,300	$1,239,750
2024	$8,399.00 (+9.43%)	$1,198,200 (+13.03%) Land $303,800 Building $894,400
2023	$7,675.00	$1,060,100 Land $281,300 Building $778,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	14 (1978–2018)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 255 locations within half a mile of this property.

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