120 State Rte 296, Windham, NY 12496 Property Records

Greene County and Windham Town property record for 120 State Rte 296, Windham, NY 12496

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,449 sqft · built 2006
Lot Size0.83 acres (36,155 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Mar 2006)
Tax Bill$3,746 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN194600 96.00-1-45

Property Details

APN / Parcel Number

Primary APN194600 96.00-1-45
Alternative APNs
  • 460009600000010450000000
  • 87-059-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,449 sqft Living Area
1st Floor Area750 sqft
2nd Floor Area949 sqft
Upper Floors Area750 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleContemporary
Exterior MaterialWood
Lot Area36,155 sqft (0.83 acres)
Garage TypeDetached
Garage Area750 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceWell

Location & Zoning

Account Number87-059-00
Street Address120 STATE ROUTE 296
CityWINDHAM
StateNY
Zip12496-5312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number45.000
JurisdictionGREENE NY
Township / Civil DivisionWINDHAM
Census Block Group2
Census Block2025
Census Tract80301

Owner

120 State Rte 296 is owned and occupied by an individual who bought it in March 2006.

Source: Greene County and Windham Town records, as of April 21, 2026

Owner of RecordIndividual Name on File
Mailing Address120 STATE ROUTE 296, WINDHAM, NY 12496-5312
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2006 · Amount on File
Deed SaleMar 14, 2006 · Amount on File
Prior SaleAug 19, 2003 · Amount on File
Deed Book / Page1210 / 292
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE NY
Property Address120 STATE ROUTE 296, WINDHAM, NY 12496-5312
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M2022688
DateFeb 24, 2022
InstrumentM2022-688
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 State Rte 296 was $3,746.

Source: Greene County and Windham Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGreene County
County SubdivisionWindham Town
Unified School DistrictWindham-Ashland-Jewett Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,746.00$212,800 Land $21,700 Building $191,100$406,495 Land $41,452 Building $365,043
2023$212,800 Land $21,700 Building $191,100$327,385 Land $33,385 Building $294,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 State Rte 296 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 individual policies
Nearby Flood Policies49 units insured
incl. 16 condo units
Nearby Flood Claims10 (2011–2026)
Claims Outside the SFHA4 of 10
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 State Rte 296 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Fiber · Cable
5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 296

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