Seneca County and Waterloo Town property record for 120 Stark St, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,170 sqft · built 1960 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,618 (2026) |
| APN | 453889 19-1-45.12 |
| Primary APN | 453889 19-1-45.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 1,000 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 STARK ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 45.012 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 950500 |
120 Stark St is owned and occupied by an individual.
Source: Seneca County and Waterloo Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 STARK ST, WATERLOO, NY 13165-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 120 Stark St was $2,618 with a homeowner's exemption, up 6.1% from the year before.
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,618.00 (+6.08%) Homeowner's exemption | ||
| 2025 | $2,468.00 | $82,800 Land $15,300 Building $67,500 | $135,700 Land $25,075 Building $110,625 |
| 2023 | $82,800 Land $15,300 Building $67,500 | $116,620 Land $21,549 Building $95,071 | |
| 2019 | $748.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 120 Stark St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Stark St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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