Stephens County property record for 120 Stancil Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1980 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,000 (Apr 2022) |
| Tax Bill | $1,989 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T28 127 |
| Primary APN | T28 127 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Porch | Slab |
| Porch Area | 144 sqft |
| Utility Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 747100 |
|---|---|
| Street Address | 120 STANCIL DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 38 THOMAS & STANCIL S/D |
| Legal Subdivision | THOMAS & STANCIL |
| Legal Lot Number | 38 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970302 |
Source: Stephens County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 132, TOCCOA, GA 30577-1402 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE |
| Apr 6, 2022 | Warranty Deed, Transfer |
| Dec 14, 2020 | Grant Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Nov 4, 2019 | Warranty Deed, Transfer |
| Nov 5, 2019 | Grant Deed, Transfer HOMESTAR FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Dec 3, 2020 · Amount on Record |
| Deed Document Number | 2022533 |
| Deed Book / Page | 1295 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 120 STANCIL DR, TOCCOA, GA 30577-6411 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 120 STANCIL DR, TOCCOA, GA 30577-6411 |
| Document Number | 0012950000000026 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 0000001295/0000000026 |
| Instrument | 000659 |
| Name | VANDERBILT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 6, 2022 |
| Property Address | 120 STANCIL DR, TOCCOA, GA 30577-6411 |
| Document Number | 0012950023 |
| Book / Page | 1295 / 23 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022-000533 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3332, OTTO, NC 28763 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 14, 2020 |
| Property Address | 120 STANCIL DR, TOCCOA, GA 30577-6411 |
| Document Number | 0012320379 |
| Book / Page | 001232 / 000379 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 STANCIL DR TOCCOA GA 305776411, TOCCOA, GA 30577-6411 |
| Document Number | 12320380 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 001232/000380 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Nov 4, 2019 |
| Property Address | 120 STANCIL DR, TOCCOA, GA 30577-6411 |
| Document Number | 0011930375 |
| Book / Page | 1193 / 375 |
| Instrument Date | Nov 4, 2019 |
| Instrument | 2019-001299 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 STANCIL DR, TOCCOA, GA 30577-6411 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Nov 5, 2019 |
| Property Address | 120 STANCIL DR, TOCCOA, GA 30577-6411 |
| Document Number | 0011930375 |
| Book / Page | 001193 / 000375 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 STANCIL DR TOCCOA GA 305776411, TOCCOA, GA 30577-6411 |
| Document Number | 11930377 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 001193/000377 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 4, 2049 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,989.00 (+62.77%) | $57,026 (+64.95%) Land $2,094 Building $54,932 | $142,564 (+64.95%) Land $5,234 Building $137,330 |
| 2023 | $1,222.00 (+6.26%) | $34,572 (+6.25%) Land $2,094 Building $32,478 | $86,429 (+6.25%) Land $5,234 Building $81,195 |
| 2022 | $1,150.00 | $32,538 Land $2,094 Building $30,444 | $81,344 Land $5,234 Building $76,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2009–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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