Beaufort County property record for 120 Spruce St, Washington, NC 27889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,887 sqft · built 1959 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Apr 2018) |
| Tax Bill | $2,915 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 5685-74-0244 |
| Primary APN | 5685-74-0244 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,887 sqft Living Area |
| Gross Area | 2,771 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 120 SPRUCE ST |
|---|---|
| City | WASHINGTON |
| State | NC |
| Zip | 27889-5251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 20, 21, AND 22 BLK O WASH PARK |
| Legal Block | O |
| Legal Lot Number | 20-21 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | LONG ACRE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 930501 |
120 Spruce St is owned and occupied by an individual who bought it in April 2018.
Source: Beaufort County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 SPRUCE ST, WASHINGTON, NC 27889-5251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2018 · Amount on File |
| Deed Sale | Apr 6, 2018 · Amount on File |
| Prior Sale | Jan 15, 1987 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 120 Spruce St was $2,915.
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Municipality | Washington Park Town |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,915.00 | $456,451 Land $61,600 Building $394,851 | |
| 2025 | $456,451 Land $61,600 Building $394,851 | ||
| 2023 | $2,348.00 | $236,956 Land $62,640 Building $174,316 | |
| 2018 | $236,956 Land $62,640 Building $174,316 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Spruce St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 257 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 1,117 (1982–2023) |
| Claims Outside the SFHA | 50 of 1,117 |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Spruce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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