120 Spruce St, Brush, CO 80723 Property Records

Morgan County property record for 120 Spruce St, Brush, CO 80723

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,080 sqft · built 1975
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Feb 2025)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1231-033-02-004`

Property Details

APN / Parcel Number

Primary APN	`1231-033-02-004`
Alternative APN	`R001323`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,080 sqft Total Area
1st Floor Area	1,212 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	120 SPRUCE ST
City	BRUSH
State	CO
Zip	80723-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD MA-RU RESUB BR LOT 04
Legal Subdivision	MA-RU RESUB
Legal Lot Number	4
Jurisdiction	MORGAN CO
Township / Civil Division	BRUSH
Census Block Group	3
Census Block	3042
Census Tract	700

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 SPRUCE ST, BRUSH, CO 80723-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Apr 15, 2015 · Amount on Record
Deed Document Number	2025955279
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	0000883478
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	120 SPRUCE ST, BRUSH, CO 80723-2604
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPRUCE ST, BRUSH, CO 80723-2604

Mortgage

Document Number	0000948784
Date	Nov 7, 2023
Instrument	948784

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Brush City
Unified School District	Brush School District RE-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 (+19.37%)	$14,380 (+13.59%) Land $1,260 Building $13,120	$229,940 (+21.63%) Land $20,080 Building $209,860
2024	$1,306.00 (-0.38%)	$12,660 (-22.62%) Land $1,040 Building $11,620	$189,050 (-22.54%) Land $15,550 Building $173,500
2023	$1,311.00 (+7.02%)	$16,360 (+38.53%) Land $1,350 Building $15,010	$244,050 (+43.63%) Land $20,080 Building $223,970
2022	$1,225.00	$11,810 Land $1,400 Building $10,410	$169,920 Land $20,080 Building $149,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUSH serves 5,122 people · EPA ID CO0144001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless · Fiber in parts of the area	150 / 40
T-Mobile Fixed Wireless	100 / 20