120 Spruce Cir, Slidell, LA 70458 Property Records

St. Tammany Parish property record for 120 Spruce Cir, Slidell, LA 70458

Property Summary

Property Type	Single Family Home
Details	1,964 sqft · built 1975
Owner	Individual Name on Record
Last Sale	$214,000 (May 2021)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2018 Mortgage + 3 more
APN	`126-056-7868`

Property Details

APN / Parcel Number

Primary APN	`126-056-7868`
Alternative APN	`95492`

Interior

Building Area	1,964 sqft Living Area

Exterior

Year Built	Built 1975
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Storage Building	160 sqft

Location & Zoning

Old Parcel Number	126-056-7868
Street Address	120 SPRUCE CIR
City	SLIDELL
State	LA
Zip	70458-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 WHISPERWOOD ESTATES UNIT 1 CB 948 569 CB 1376 913 INST NO 1263624 INST NO 1573387 INST NO 1705420 INST NO 2065429
Legal Subdivision	WHISPERWOOD ESTATES
Legal Lot Number	64
Legal Unit	1
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	9
Census Block Group	2
Census Block	2006
Census Tract	40705

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 SPRUCE CIR, SLIDELL, LA 70458-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 22, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 21, 2021	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 2, 2017	Deed, Transfer · VA Mortgage MORTGAGE FINANCIAL SERVICES LL
Jun 2, 2017	Deed, Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	2271249
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	120 SPRUCE CIR, SLIDELL, LA 70458-1118
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002208756
Date	Jun 5, 2020
Instrument	2208756

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	120 SPRUCE CIR, SLIDELL, LA 70458-1118
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002095168
Date	Jan 22, 2018
Instrument	2095168

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 21, 2021
Property Address	120 SPRUCE CIR, SLIDELL, LA 70458-1118
Document Number	0002271249
Map Reference	DOC 2065429
Instrument Date	May 20, 2021
Instrument	2271249
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	BAYOU TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 W QUEENS DR, SLIDELL, LA 70458-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPRUCE CIR, SLIDELL, LA 70458-1118

Mortgage

Document Number	0002271250
Date	May 21, 2021
Instrument	2271250

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 2, 2017
Property Address	120 SPRUCE CIR, SLIDELL, LA 70458-1118
Document Number	2065429
Map Reference	DOC 1705420
Instrument Date	May 31, 2017
Instrument	2065429
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	BAYOU TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPRUCE CIR, SLIDELL, LA 70458-1118

Mortgage

Document Number	2065431
Date	Jun 2, 2017
Instrument	2065431

Lender

Name	MORTGAGE FINANCIAL SERVICES LL
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 2, 2017
Property Address	120 SPRUCE CIR, SLIDELL, LA 70458-1118
Document Number	0002065429
Map Reference	DOC 1705420
Instrument Date	May 31, 2017
Instrument	2065429
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	BAYOU TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPRUCE CIR, SLIDELL, LA 70458-1118

Mortgage

Document Number	0002065430
Date	Jun 2, 2017
Instrument	2065430

Lender

Name	WHITNEY BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0002065431
Date	Jun 2, 2017
Instrument	2065431

Lender

Name	MORTGAGE FINANCIAL SERVICES LL
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,787.00 (-3.87%) Homeowner's exemption	$21,420 (-) Land $1,928 Building $19,492	$214,200 (-) Land $19,280 Building $194,920
2024	$1,859.00 (+46.26%) Homeowner's exemption	$21,420 (+32.29%) Land $1,928 Building $19,492	$214,200 (+32.29%) Land $19,280 Building $194,920
2023	$1,271.00 Homeowner's exemption	$16,192 (-) Land $1,928 Building $14,264	$161,920 (-) Land $19,280 Building $142,640
2022	$1,271.00 Homeowner's exemption	$16,192 Land $1,928 Building $14,264	$161,920 Land $19,280 Building $142,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 347 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	349 units insured incl. 2 condo units
Nearby Flood Claims	894 (1980–2026)
Claims Outside the SFHA	361 of 894
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Katrina, Sep 2005 · 262 claims Tropical Storm Allison, Jun 2001 · 160 claims Severe Storms And Flooding, May 1995 · 220 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 50% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Metronet Fiber	1,000 / 1,000
Tammany Wireless Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: Camellia City Fiber.

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