Albany County and Albany City property record for 120 Spring St, Albany, NY 12203
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1900 |
| Lot Size | 0.045 acres (1,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Dec 2024) |
| Tax Bill | $2,707 (2026) |
| Deeds & Mortgages | Dec 2024 Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 65.62-3-30 |
| Primary APN | 010100 65.62-3-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,980 sqft (0.045 acres) |
| Lot Dimensions | 60 ft deep x 33 ft wide |
| Porch | Porch |
| Porch Area | 48 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06506200030300000000 |
|---|---|
| Street Address | 120 SPRING ST |
| City | ALBANY |
| State | NY |
| Zip | 12203-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2B |
| Legal Description | 1 WOOD BON EX 0602510 |
| Legal Block | 3 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 600 |
120 Spring St is owned and occupied by two individuals who bought it in December 2024.
Source: Albany County and Albany City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 SPRING ST, ALBANY, NY 12203-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Jul 29, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on File |
| Deed Sale | Dec 10, 2024 · Amount on File |
| Prior Sale | Sep 25, 2002 · Amount on File |
| Deed Document Number | 202420476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 120 SPRING ST, ALBANY, NY 12203-1215 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000477 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | R2024-20477 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 29, 2019 |
| Property Address | 120 SPRING ST, ALBANY, NY 12203-1215 |
| Document Number | 0000015003 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 15003 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2026 property tax bill for 120 Spring St was $2,707.
Source: Albany County and Albany City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,707.00 | ||
| 2025 | $99,000 Land $20,000 Building $79,000 | $103,125 Land $20,833 Building $82,292 | |
| 2023 | $50,000 (-) Land $10,000 Building $40,000 | $70,592 (+12.55%) Land $14,118 Building $56,474 | |
| 2022 | $50,000 Land $10,000 Building $40,000 | $62,720 Land $12,544 Building $50,176 | |
| 2021 | $2,353.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 120 Spring St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 120 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Massivemesh Networks, T-Mobile.
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