Rowan County property record for 120 Spring Oak Dr, Salisbury, NC 28147 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,946 sqft · built 1987 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,000 (Aug 2018) |
| Tax Bill | $1,712 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 478 087 |
| Primary APN | 478 087 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Logs |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Area | 600 sqft |
| Porch | Porch |
| Porch Area | 434 sqft |
| Deck Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 120 SPRING OAK DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28147-7319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L42 |
| Legal Subdivision | SOUTHERN SPRINGS |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LOCKE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 51201 |
Source: Rowan County records · APN 478 087
Assessment roll updated August 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 SPRING OAK DR, SALISBURY, NC 28147-7319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 15, 2023 | Intrafamily Transfer, Transfer |
| Aug 19, 2020 | Quit Claim Deed, Transfer · FHA Mortgage MR COOPER |
| Aug 03, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2018 · Amount on Record |
| Deed Sale | Aug 03, 2018 · Amount on Record |
| Prior Sale | Feb 17, 2006 · Amount on Record |
| Deed Book / Page | 1313 / 607 |
| Last Transfer Date | Aug 16, 2023 |
| Transfer Doc | 0014320961 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 120 SPRING OAK DR, SALISBURY, NC 28147-7319 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS STLMT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 120 SPRING OAK DR, SALISBURY, NC 28147-7319 |
| Document Number | 0014690857 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 1469/857 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Dec 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 15, 2023 |
| Property Address | 120 SPRING OAK DR, SALISBURY, NC 28147-7319 |
| Document Number | 0014320961 |
| Book / Page | 1432 / 961 |
| Map Reference | PG 1921 |
| Instrument Date | Aug 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1940 PROVIDENCE CHURCH RD, SALISBURY, NC 28146-1263 |
| Name | Verified Name |
|---|---|
| Address | 120 SPRING OAK DR, SALISBURY, NC 28147-7319 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 19, 2020 |
| Property Address | 120 SPRING OAK DR, SALISBURY, NC 28147-7319 |
| Document Number | 0013540776 |
| Book / Page | 001354 / 000776 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 SPRING OAK DR SALISBURY NC 281477319, SALISBURY, NC 28147-7319 |
| Document Number | 13540777 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 001354/000777 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 03, 2018 |
| Property Address | 120 SPRING OAK DR, SALISBURY, NC 28147-7319 |
| Document Number | 0013130607 |
| Book / Page | 1313 / 0607 |
| Map Reference | MB 1921 |
| Instrument Date | Aug 03, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 258 CALDWELL LOOP, 258, JACKSONVILLE, NC 28546-8397 |
| Name | Verified Name |
|---|---|
| Address | 120 SPRING OAK DR, SALISBURY, NC 28147-7319 |
| Document Number | 0013130608 |
|---|---|
| Date | Aug 03, 2018 |
| Instrument | 1313/0608 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,712.00 | $252,818 (-) Land $30,000 Building $222,818 | |
| 2023 | $1,712.00 | $252,818 Land $30,000 Building $222,818 | $252,818 Land $30,000 Building $222,818 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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