120 Spring Lake Dr, Interlachen, FL 32148 Property Records

Putnam County property record for 120 Spring Lake Dr, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,166 sqft · built 1993
Lot Size	5.15 acres (224,334 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Dec 2020)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-10-24-0000-001.1-001.1`

Property Details

APN / Parcel Number

Primary APN	`34-10-24-0000-001.1-001.1`
Alternative APN	`77892`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,166 sqft Living Area
1st Floor Area	1,036 sqft
Flooring	Steel Beam
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Lot Area	224,334 sqft (5.15 acres)
Porch	Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	77892
Street Address	120 SPRING LAKE DR
City	INTERLACHEN
State	FL
Zip	32148-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF SW1/4 OF NE1/4 OF, NE1
Legal Range	24E
Legal Township	10S
Legal Section	34
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	3
Census Block	3056
Census Tract	950500

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 SPRING LAKE DR, INTERLACHEN, FL 32148-4128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Sep 23, 2019	Warranty Deed, Transfer LAND TITLE/AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	202054022938
Deed Book / Page	1600 / 817
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 16, 2020
Property Address	120 SPRING LAKE DR, INTERLACHEN, FL 32148-4128
Document Number	0016000817
Book / Page	1600 / 817
Instrument Date	Dec 14, 2020
Instrument	202054022938
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4650 CARTER RD, 4650, SAINT AUGUSTINE, FL 32086-5818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPRING LAKE DR, INTERLACHEN, FL 32148-4128

Mortgage

Document Number	1600819
Date	Dec 16, 2020
Instrument	1600/819

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 23, 2019
Property Address	120 SPRING LAKE DR, INTERLACHEN, FL 32148-4128
Document Number	0015550019
Book / Page	001555 / 000019
Instrument Date	Sep 20, 2019
Instrument	54016982
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount Recorded
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPRING LAKE DR INTERLACHEN FL 321484128, INTERLACHEN, FL 32148-4128

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00 (-4.86%) Homeowner's exemption	$131,840 (-8.65%)	$190,400 (-7.16%) Land $56,650 Building $133,750
2023	$1,953.00 (+27.4%) Homeowner's exemption	$144,330 (+19.5%)	$205,080 (+31.81%) Land $56,650 Building $148,430
2022	$1,533.00 Homeowner's exemption	$120,780	$155,590 Land $41,200 Building $114,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T, Xfinity.

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