120 Spring Bluff Dr, Georgetown, KY 40324 Property Records

Scott County property record for 120 Spring Bluff Dr, Georgetown, KY 40324 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2008
Square Footage3,358 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$252,923 (2009)
Tax Bill$3,637.00 (2025)

Property Details

APN / Parcel Number

Primary APN140-10-061.000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms14 Rooms
Building Area3,358 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialCombination Exterior
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address120 SPRING BLUFF DR
CityGEORGETOWN
StateKY
Zip40324-8083
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCCLELLAND SPRINGS
Legal SubdivisionMCCLELLAND SPRINGS
Legal Phase1
Legal Lot Number21
JurisdictionSCOTT KY
Minor Civil DivisionGEORGETOWN
Census Blockgroup2
Census Block2001
Census Tract40601

Owner

Source: Scott County records · APN 140-10-061.000

Assessment roll updated January 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 SPRING BLUFF DR, GEORGETOWN, KY 40324-8083
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
May 09, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Mar 08, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FIFTH THIRD BANK
Apr 26, 2017Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2009 · Amount on Record
Deed SaleAug 07, 2009 · Amount on Record
Deed Doc Number2009185598
Deed Book / Page326 / 152
Record RefreshedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateApr 13, 2026
Property Address120 SPRING BLUFF DR, GEORGETOWN, KY 40324-8083
Document Number0000581107
Book / Page1892 / 110
Instrument DateMar 06, 2026
Instrument2026581107
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyBLYTHE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SPRING BLUFF DR, GEORGETOWN, KY 40324-8083

Mortgage

Document Number0000581107,
DateApr 13, 2026
Book Page1892/110
Instrument2026581107
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 25, 2056
Interest
Rate6.11%
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address120 SPRING BLUFF DR, GEORGETOWN, KY 40324-8083
Transaction TypeMortgage
Record UpdatedJun 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SPRING BLUFF DR, GEORGETOWN, KY 40324-8083

Mortgage

Document Number0M1738/322
DateMay 09, 2023
Book PageM1738/322
Instrument472396
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueApr 25, 2043

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address120 SPRING BLUFF DR, GEORGETOWN, KY 40324-8083
Transaction TypeMortgage
Record UpdatedMar 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1586/625
DateMar 08, 2021
Book PageM1586/625
Instrument429728
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address120 SPRING BLUFF DR, GEORGETOWN, KY 40324-8083
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1334/484
DateApr 26, 2017
Book PageM1334/484
Instrument368157
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 07, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,637.00 (+17.7%)$408,400 (+19.8%)$408,400 (+19.8%)
2023$3,090.00 (+19.58%)$340,900 (+14.43%) Land $55,000 Building $285,900$340,900 (+14.43%) Land $55,000 Building $285,900
2022$2,584.00$297,900 Land $49,000 Building $248,900$297,900 Land $49,000 Building $248,900

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