Montgomery County property record for 120 Spivey Rd, Star, NC 27356
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 2002 |
| Lot Size | 6.17 acres (268,765 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,000 (May 2018) |
| Tax Bill | $1,060 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7670 00 68 7629 |
| Primary APN | 7670 00 68 7629 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Finished Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 268,765 sqft (6.17 acres) |
| Garage Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1480142 |
|---|---|
| Street Address | 120 SPIVEY RD |
| City | STAR |
| State | NC |
| Zip | 27356-7412 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | MODULAR HO |
| Legal Description | MORGAN TRACT 1 MORGAN #1 |
| Legal Subdivision | FRED W MORGAN SURVEY |
| Legal Tract | 1 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | STAR |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 960101 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 SPIVEY RD, STAR, NC 27356-7412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| May 10, 2018 | Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on Record |
| Deed Sale | May 10, 2018 · Amount on Record |
| Prior Sale | Jun 2, 2014 · Amount on Record |
| Deed Document Number | 2018354518 |
| Deed Book / Page | 807 / 770 |
| Prior Transfer Date | May 28, 2014 |
| Prior Transfer Doc | 736/149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 120 SPIVEY RD, STAR, NC 27356-7412 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 886/221 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 886/221 |
| Instrument | 370829 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | May 10, 2018 |
| Property Address | 120 SPIVEY RD, STAR, NC 27356-7412 |
| Document Number | 0807/0770 |
| Book / Page | 0807 / 0770 |
| Map Reference | CABD SL28-D |
| Instrument Date | Apr 30, 2018 |
| Instrument | 354518 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 SPIVEY RD, 120, STAR, NC 27356-7412 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 SPIVEY RD, STAR, NC 27356-7412 |
| Document Number | 0807/0772 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 0807/0772 |
| Instrument | 354519 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,417 (-) Land $22,925 Building $149,492 | $172,417 (-) Land $22,925 Building $149,492 | |
| 2025 | $1,060.00 | $172,417 (-) Land $22,925 Building $149,492 | $172,417 (-) Land $22,925 Building $149,492 |
| 2023 | $172,417 Land $22,925 Building $149,492 | $172,417 Land $22,925 Building $149,492 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2022 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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