120 Spa View Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 120 Spa View Ave, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,122 sqft · built 1935
Lot Size	0.094 acres (4,093 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Apr 2015)
Tax Bill	$9,977 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-000-08086420`

Property Details

APN / Parcel Number

Primary APN	`06-000-08086420`
Alternative APNs	`6-000-08086420` `00008086420`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,122 sqft Living Area
Gross Area	3,469 sqft
1st Floor Area	1,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,093 sqft (0.094 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00008086420
Street Address	120 SPA VIEW AVE
City	ANNAPOLIS
State	MD
Zip	21401-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 PT LT 7 ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	3
Legal Lot Number	6
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3019
Census Tract	706500

Owner

120 Spa View Ave is owned and occupied by an individual who acquired it in April 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	120 SPA VIEW AVE, ANNAPOLIS, MD 21401-3543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Construction Mortgage SHORE UNITED BANK
Jun 17, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2015 · Amount on File
Deed Sale	Apr 1, 2015 · Amount on File
Deed Book / Page	28210 / 184
Last Transfer Date	Apr 27, 2026
Transfer Doc	4245000231
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 23, 2026
Property Address	120 SPA VIEW AVE, ANNAPOLIS, MD 21401-3543
Document Number	4247000010
Book / Page	42471 / 10
Instrument Date	Jun 4, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPA VIEW AVE, ANNAPOLIS, MD 21401-3543

Mortgage

Document Number	4247000010,
Date	Jun 23, 2026
Book Page	42471/10

Lender

Name	SHORE UNITED BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 17, 2026
Property Address	120 SPA VIEW AVE, ANNAPOLIS, MD 21401-3543
Document Number	4245000231
Book / Page	42455 / 231
Instrument Date	Apr 27, 2026
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPA VIEW AVE, ANNAPOLIS, MD 21401-3543

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	120 SPA VIEW AVE, ANNAPOLIS, MD 21401-3543
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPA VIEW AVE, ANNAPOLIS, MD 21401-3543

Mortgage

Document Number	0379070213
Date	Nov 15, 2021
Book Page	37907/213

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 120 Spa View Ave was $9,977.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$844,800 (+7.56%) Land $550,800 Building $294,000	$844,800 (-) Land $550,800 Building $294,000
2025	$9,977.00 Homeowner's exemption	$785,400	$844,800 Land $550,800 Building $294,000
2023	$8,855.00 Homeowner's exemption	$666,600 Land $550,800 Building $115,800	$666,600 Land $550,800 Building $115,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Spa View Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Spa View Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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