120 Sonia Dr, Hubert, NC 28539 Property Records

Onslow County property record for 120 Sonia Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,719 sqft · built 2018
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2026)
Tax Bill	$1,603 (2026)
Deeds & Mortgages	Oct 2022 Second Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1308A-79`

Property Details

APN / Parcel Number

Primary APN	`1308A-79`
Alternative APNs	`490031733` `446943000` `162825`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,719 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490031733
Street Address	120 SONIA DR
City	HUBERT
State	NC
Zip	28539-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8M
Legal Description	L16 S3A EASTPORT
Legal Subdivision	EASTPORT SEC 3A
Legal Lot Number	16
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2802

Owner

120 Sonia Dr is owned and occupied by an individual who bought it in June 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	120 SONIA DR, HUBERT, NC 28539-6006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 1, 2026	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
Jan 3, 2019	Deed of Trust, Mortgage · VA Mortgage ALPHA MORTGAGE CORP
Oct 23, 2020	Deed of Trust, Transfer · VA Mortgage OTHER INSTITUTIONAL LENDERS
Nov 13, 2018	Grant Deed, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Oct 28, 2020 · Amount on File
Deed Book / Page	6604 / 492
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	120 SONIA DR, HUBERT, NC 28539-6006
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	SERVICELINK PITTSBURGH, SERVICELINK PITTSBUGH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058480143
Date	Oct 4, 2022
Book Page	5848/143

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2052

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 1, 2026
Property Address	120 SONIA DR, HUBERT, NC 28539-6006
Document Number	6604000492
Book / Page	6604 / 492
Instrument Date	May 20, 2026
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SONIA DR, HUBERT, NC 28539-6006

Mortgage

Document Number	6604000496,
Date	Jun 1, 2026
Book Page	6604/496

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	120 SONIA DR, HUBERT, NC 28539-6006
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048810335
Date	Jan 3, 2019
Book Page	4881/335

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

October 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	120 SONIA DR, HUBERT, NC 28539-6006
Document Number	0052990282
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 SONIA DR HUBERT NC 285396006, HUBERT, NC 28539-6006

Mortgage

Document Number	0052990282
Date	Oct 28, 2020
Book Page	005299/000282

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SAN JOSE, CA 95128

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 13, 2018
Property Address	120 SONIA DR, HUBERT, NC 28539-6006
Document Number	0048600381
Book / Page	004860 / 000381
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 DORIS AVE E JACKSONVILLE NC 285405147, JACKSONVILLE, NC 28540-5147
Investor	Possibly a Property Investor

Mortgage

Document Number	48600381
Date	Nov 13, 2018
Book Page	004860/000381

Lender

Name	BRANCH BK&TR
Type	Bank
Address	101 N 3RD ST, WILMINGTON, NC 28401-4034

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 120 Sonia Dr was $1,603.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,603.00	$316,355 (+29.2%) Land $50,000 Building $266,355	$316,355 (+29.2%) Land $50,000 Building $266,355
2025	$1,603.00	$244,861 Land $45,000 Building $199,861	$244,861 Land $45,000 Building $199,861
2023	$1,603.00	$244,861 Land $45,000 Building $199,861	$244,861 Land $45,000 Building $199,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Sonia Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Sonia Dr is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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