St. Johns County property record for 120 Snowbell Ct, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,115 sqft · built 2022 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $974,990 (Jan 2023) |
| Tax Bill | $4,695 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023724-0390 |
| Primary APN | 023724-0390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,115 sqft Living Area |
| Gross Area | 4,844 sqft |
| 1st Floor Area | 2,512 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 SNOWBELL CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 101/78-94 BEACON LAKE PHASE 3A LOT 39 OR5700/44 & 5862/1006 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | BEACON LAKE PHASE 3A |
| Legal Phase | 3A |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023724-0390
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 120 SNOWBELL CT, SAINT AUGUSTINE, FL 32095-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 06, 2025 | Deed of Trust, Mortgage · VA Mortgage EMM LOANS LLC |
| Nov 28, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 27, 2023 | Special Warranty Deed, Transfer · VA Mortgage EMM LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on Record |
| Deed Sale | Jan 27, 2023 · Amount on Record |
| Deed Document Number | 20236650 |
| Deed Book / Page | 5700 / 44 |
| Last Transfer Date | Nov 10, 2023 |
| Transfer Doc | 0058621006 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 120 SNOWBELL CT, SAINT AUGUSTINE, FL 32095-7614 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 120 SNOWBELL CT, SAINT AUGUSTINE, FL 32095-7614 |
| Document Number | 0062521950 |
|---|---|
| Date | Nov 06, 2025 |
| Book Page | 6252/1950 |
| Instrument | 2025090910 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 28, 2023 |
| Property Address | 120 SNOWBELL CT, SAINT AUGUSTINE, FL 32095-7614 |
| Document Number | 0058621006 |
| Book / Page | 5862 / 1006 |
| Map Reference | MB 101 PG 78 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023092473 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 SNOWBELL CT, ST AUGUSTINE, FL 32095-7614 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 120 SNOWBELL CT, ST AUGUSTINE, FL 32095-7614 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 27, 2023 |
| Property Address | 120 SNOWBELL CT, SAINT AUGUSTINE, FL 32095-7614 |
| Document Number | 0057000044 |
| Book / Page | 5700 / 44 |
| Map Reference | MB 101 PG 78 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023006650 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204 |
| Name | Verified Name |
|---|---|
| Address | 120 SNOWBELL CT, SAINT AUGUSTINE, FL 32095-7614 |
| Document Number | 0000570048 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 5700/48 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $783,946 (+2.7%) | $1,057,390 (+11.21%) Land $200,000 Building $857,390 | |
| 2025 | $4,695.00 (+3.16%) Disabled Person's exemption Veteran's exemption | $763,336 (+2.9%) | $950,826 (+8.16%) Land $200,000 Building $750,826 |
| 2024 | $4,551.00 (-64.65%) Disabled Person's exemption Veteran's exemption | $741,823 (+8.18%) | $879,096 (+28.2%) Land $190,000 Building $689,096 |
| 2023 | $12,874.00 (+151.2%) | $685,701 (+580.26%) | $685,701 (+580.26%) Land $130,000 Building $555,701 |
| 2022 | $5,125.00 | $100,800 | $100,800 Land $100,800 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 206 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 833 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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