Beauregard Parish property record for 120 Smith Ranch Rd, Ragley, LA 70657
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,948 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0604166430 |
| Primary APN | 0604166430 |
|---|
| Lot Area | 136,343 sqft (3.13 acres) |
|---|
| Street Address | 120 SMITH RANCH RD |
|---|---|
| City | RAGLEY |
| State | LA |
| Zip | 70657-5819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMENCING AT THE NE CORNER OF NW/4 OF NE/4 OF SECTION 25, TOWNSHIP 6 SOUTH, RANGE 9 WEST; THENCE SOUTH 89 DEG. 21 MIN. 54 |
| Legal Tract | 2-A |
| Jurisdiction | BEAUREGARD LA |
| Township / Civil Division | 4A |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 960702 |
120 Smith Ranch Rd is owned and occupied by an individual who acquired it in October 2020.
Source: Beauregard Parish records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 SMITH RANCH RD, RAGLEY, LA 70657-5819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| May 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2020 |
| Deed Sale | Oct 2, 2020 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUREGARD LA |
| Property Address | 120 SMITH RANCH RD, RAGLEY, LA 70657-5819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | AMERICAN GUARANTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 918/293 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 918/293 |
| Instrument | 567048 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUREGARD LA |
| Property Address | 120 SMITH RANCH RD, RAGLEY, LA 70657-5819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 883/160 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 883/160 |
| Instrument | 560060 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUREGARD LA |
| Property Address | 120 SMITH RANCH RD, RAGLEY, LA 70657-5819 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Name | Verified Name |
|---|
| Document Number | 862/320 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 862/320 |
| Instrument | 555091 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 120 Smith Ranch Rd was $1,948 with a homeowner's exemption.
Source: Beauregard Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Beauregard Parish |
| Unified School District | Beauregard Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,948.00 Homeowner's exemption | $15,192 Land $192 Building $15,000 | $151,917 Land $1,917 Building $150,000 |
| 2023 | $1,988.00 Homeowner's exemption Senior Citizen's exemption | $15,192 Land $192 Building $15,000 | $151,917 Land $1,917 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Smith Ranch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Smith Ranch Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 91% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures