120 Smith Ave, Norwich, CT 06360 Property Records

Norwich City property record for 120 Smith Ave, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$163,200 (Jun 2019)
Tax Bill	$5,604 (2026)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:95 B:2 L:19`

Property Details

APN / Parcel Number

Primary APN	`NORW M:95 B:2 L:19`
Alternative APNs	`NWCH M:95 B:2 L:19` `0032050001` `32050001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,685 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	32050001
Street Address	120 SMITH AVE
City	NORWICH
State	CT
Zip	06360-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	2
Legal Lot Number	19
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	2
Census Block	2012
Census Tract	697000

Owner

120 Smith Ave is owned by a company that acquired it in June 2021.

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	207 ROGERS RD, NORWICH, CT 06360-4035
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 4, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Sep 16, 2020	Quit Claim Deed, Transfer UNKNOWN
Mar 9, 2020	Quit Claim Deed, Transfer UNKNOWN
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Prior Sale	Feb 9, 2007 · Amount on File
Deed Document Number	20192037
Deed Book / Page	3123 / 306
Last Transfer Date	Jun 1, 2021
Transfer Doc	0003258-91
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Jun 4, 2021
Property Address	120 SMITH AVE, NORWICH, CT 06360-3342
Document Number	0003258-91
Book / Page	3258 / 91
Instrument Date	Jun 1, 2021
Instrument	2021002781
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 ROGERS RD, NORWICH, CT 06360-4035

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Jun 4, 2021
Property Address	120 SMITH AVE, NORWICH, CT 06360-3342
Document Number	3258-91
Book / Page	3258 / 91
Instrument Date	Jun 1, 2021
Instrument	2021002781
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 ROGERS RD, NORWICH, CT 06360-4035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	120 SMITH AVE, NORWICH, CT 06360-3342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3201-129
Date	Sep 22, 2020
Book Page	3201/129
Instrument	2020003453

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Sep 16, 2020
Property Address	120 SMITH AVE, NORWICH, CT 06360-3342
Document Number	3200-24
Book / Page	003200 / 000024
Instrument Date	Sep 10, 2020
Instrument	3348
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SMITH AVE NORWICH CT 063603342, NORWICH, CT 06360-3342

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Mar 9, 2020
Property Address	120 SMITH AVE, NORWICH, CT 06360-3342
Document Number	3169-60
Book / Page	003169 / 000060
Instrument Date	Feb 25, 2020
Instrument	975
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 ROGERS RD NORWICH CT 063604035, NORWICH, CT 06360-4035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jun 4, 2019
Property Address	120 SMITH AVE, NORWICH, CT 06360-3342
Document Number	3123-306
Book / Page	003123 / 000306
Instrument Date	Jun 2, 2019
Instrument	2037
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 ROGERS RD NORWICH CT 063604035, NORWICH, CT 06360-4035

Mortgage

Document Number	3123-308
Date	Jun 4, 2019
Book Page	003123/000308
Instrument	2038

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	120 SMITH AVE, NORWICH, CT 06360-3342
Document Number	3124-153
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SMITH AVE NORWICH CT 063603342, NORWICH, CT 06360-3342

Mortgage

Document Number	3124-153
Date	Jun 6, 2019
Book Page	003124/000153
Instrument	2079

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 120 Smith Ave was $5,604, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,604.00 (-15.62%)	$164,100 (-) Land $39,000 Building $125,100	$316,153 (+175.23%)
2025	$6,641.00	$164,100 Land $39,000 Building $125,100	$114,870 Land $27,300 Building $87,570
2024	$6,641.00 (+39.75%)
2023	$4,752.00 (+0.34%)	$97,700 (-) Land $19,300 Building $78,400
2022	$4,736.00	$97,700 Land $19,300 Building $78,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Smith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Smith Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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