120 Shell Ln, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 120 Shell Ln, Cotuit, MA 02635 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Architecture Style	Ranch
Year Built	Built 1981
Square Footage	2,028 sqft Living Area
Lot Size	58,370 sqft (1.34 acres)
Occupancy	Owner Occupied
Tax Bill	$5,969.00 (2025)

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:019 L:088

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 SHELL LN, COTUIT, MA 02635-3331
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 02, 2025
Transfer Doc	0037068-99
Record Refreshed	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	120 SHELL LN, COTUIT, MA 02635-3331
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037521-310
Date	Mar 23, 2026
Book Page	37521/310
Instrument	10672

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,969.00 (+6.65%)	$714,800 (+0.63%) Land $253,700 Building $461,100	$1,611,865
2024	$5,597.00 (+6.43%)	$710,300 (+13.05%) Land $253,700 Building $456,600
2023	$5,259.00	$628,300 Land $231,200 Building $397,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`COTU M:019 L:088`
Alternative APN	`6807`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,028 sqft Living Area
Gross Area	4,592 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	58,370 sqft (1.34 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	6807
Street Address	120 SHELL LN
City	COTUIT
State	MA
Zip	02635-3331
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	88
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	1
Census Block	1020
Census Tract	13200