120 Shadyside Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 120 Shadyside Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,204 sqft · built 1980
Lot Size	4.3 acres (187,526 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2021)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	Nov 2024 Second Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-002-058-00`

Property Details

APN / Parcel Number

Primary APN	`012-002-058-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,204 sqft Living Area
1st Floor Area	1,976 sqft
Flooring	Carpet

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	187,526 sqft (4.3 acres)
Garage Area	708 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 SHADYSIDE DR
City	LAPEER
State	MI
Zip	48446-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 2 T7N R10E BEG AT NE COR SHADYSIDE SUB S 102.57FT TO POB TH E 300 FT TH N 150 FT TH E 358 FT TH S 353.41 FT TH W 657.90
Legal Range	10E
Legal Township	07N
Legal Section	02
Legal Subdivision	BEG AT NE COR SHADYSIDE SUB
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2003
Census Tract	338000

Owner

120 Shadyside Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 SHADYSIDE DR, LAPEER, MI 48446-3347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	Aug 20, 2003 · Amount on File
Deed Book / Page	3262 / 339
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	120 SHADYSIDE DR, LAPEER, MI 48446-3347
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SHADYSIDE DR, LAPEER, MI 48446-3347

Mortgage

Document Number	0034310982
Date	Nov 25, 2024
Book Page	3431/982

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2039

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 23, 2021
Property Address	120 SHADYSIDE DR, LAPEER, MI 48446-3347
Document Number	0032620339
Book / Page	3262 / 339
Instrument Date	Dec 20, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 SHADYSIDE DR, LAPEER, MI 48446-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6408 E HILL RD, GRAND BLANC, MI 48439-9125

Mortgage

Document Number	0003262341
Date	Dec 23, 2021
Instrument	3262/341

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	120 SHADYSIDE DR, LAPEER, MI 48446-3347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SHADYSIDE DR, LAPEER, MI 48446-3347

Mortgage

Document Number	0031480780
Date	Nov 18, 2020
Book Page	3148/780

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 120 Shadyside Dr was $3,761 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,300 (+4.5%)	$380,600 (+4.5%)
2025	$3,761.00 Homeowner's exemption	$182,100	$364,200
2023		$170,800	$341,600
2022	$3,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Shadyside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Shadyside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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