120 Second St, Houma, LA 70364 Property Records

Terrebonne Parish property record for 120 Second St, Houma, LA 70364

Property Summary

Property Type	Single Family Home
Lot Size	0.148 acres (6,482 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Apr 2021)
Tax Bill	$258 (2025)
Deeds & Mortgages	Oct 2025 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`20770`

Property Details

APN / Parcel Number

Primary APN	`20770`

Exterior

Lot Area	6,482 sqft (0.148 acres)

Location & Zoning

Street Address	120 SECOND ST
City	HOUMA
State	LA
Zip	70364-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 20 MARGARET PLACE ADDITION.
Legal Range	17E
Legal Township	17S
Legal Subdivision	MARGARET PLACE
Legal Block	20
Legal Lot Number	7
Jurisdiction	TERREBONNE LA
Township / Civil Division	5
Census Block Group	3
Census Block	3040
Census Tract	502

Owner

120 Second St is owned and occupied by an individual who bought it in April 2021.

Source: Terrebonne Parish records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	120 SECOND ST, HOUMA, LA 70364-3206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Other, Transfer
Apr 13, 2021	Deed, Transfer · Stand-Alone First Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Prior Sale	Dec 15, 2014 · Amount on File
Deed Document Number	20211624495
Deed Book / Page	2633 / 275
Record Updated	Jun 8, 2026

October 2025: Other, Transfer

Document Type	Other
Jurisdiction	TERREBONNE LA
Recording Date	Oct 8, 2025
Property Address	120 SECOND ST, HOUMA, LA 70364-3206
Document Number	002777/780
Book / Page	2777 / 780
Instrument Date	Oct 3, 2025
Instrument	1716239
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SECOND ST, HOUMA, LA 70364-3206

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Apr 13, 2021
Property Address	120 SECOND ST, HOUMA, LA 70364-3206
Document Number	002633/275
Book / Page	2633 / 275
Instrument Date	Apr 9, 2021
Instrument	1624495
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001624496
Date	Apr 13, 2021
Instrument	1624496

Lender

Name	GMFS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 120 Second St was $258 with a homeowner's exemption, down 1.1% from the year before.

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$258.00 (-1.15%)	$8,990 (-) Land $2,210 Building $6,780	$89,900 (-) Land $22,100 Building $67,800
2024	$261.00 (+18.64%) Homeowner's exemption	$8,990 (+5.02%) Land $2,210 Building $6,780	$89,900 (+5.02%) Land $22,100 Building $67,800
2023	$220.00 (+0.92%) Homeowner's exemption	$8,560 (-) Land $2,100 Building $6,460	$85,600 (-) Land $21,000 Building $64,600
2022	$218.00 Homeowner's exemption	$8,560 Land $2,100 Building $6,460	$85,600 Land $21,000 Building $64,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Second St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 201 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	9 (1991–2026)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Second St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUMA WATER TREATMENT SERVICE AREA serves 11,658 people · EPA ID LA1109001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Spectrum.

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