120 Second St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 120 Second St, Annapolis, MD 21401 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,345 sqft · built 1956
Lot Size	0.233 acres (10,139 sqft)
Owner	Individual Name on File
Last Sale	$126,500 (May 2005)
Tax Bill	$3,688 (2024)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-347-08193435`

Property Details

APN / Parcel Number

Primary APN	`02-347-08193435`
Alternative APNs	`2-347-08193435` `34708193435`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,345 sqft Living Area
1st Floor Area	1,295 sqft
Basement Area	245 sqft
Finished Basement	245 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,139 sqft (0.233 acres)
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Patio Area	350 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34708193435
Street Address	120 2ND ST
City	ANNAPOLIS
State	MD
Zip	21401-6937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 77 PL 2 GREENWOOD ACRES
Legal Subdivision	GREENWOOD ACRES
Legal Block	2
Legal Lot Number	77
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2013
Census Tract	751600

Owner

Source: Anne Arundel County records · APN 02-347-08193435

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 2ND ST, ANNAPOLIS, MD 21401-6937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2005 · Amount on Record
Deed Sale	May 05, 2005 · Amount on Record
Prior Sale	May 05, 2005 · Amount on Record
Deed Document Number	20055543
Deed Book / Page	16267 / 646
Last Transfer Date	Sep 19, 2014
Transfer Doc	0277110127
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	120 2ND ST, ANNAPOLIS, MD 21401-6937
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340850432
Date	Jan 16, 2020
Book Page	34085/432

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$488,100 (+20.79%)	$530,100 (+31.18%) Land $228,800 Building $301,300
2024	$3,688.00 (+19.78%)
2023	$3,079.00 Homeowner's exemption	$404,100 Land $183,800 Building $220,300	$404,100 Land $183,800 Building $220,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037516002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.