120 SE Birch Ter, Stuart, FL 34997 Property Records

Martin County property record for 120 SE Birch Ter, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Detailsbuilt 2025
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on Record
Last Sale$375,295 (Nov 2025)
Tax Bill$702 (2024)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55-38-41-428-000-0076.0-0-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-428-000-0076.0-0-0000
Alternative APNs
  • 55-38-41-428-000-00760-0
  • 1129944

Exterior

Year BuiltBuilt 2025
Lot Area1,742 sqft (0.04 acres)
View / LotZero Lot Line

Location & Zoning

Street Address120 SE BIRCH TER
CitySTUART
StateFL
Zip34997-7333
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 76 SALERNO RESERVE AT SHOWCASE PUD PHASE 2 (PB 20/03)
Legal SubdivisionSALERNO RESERVE AT SHOWCASE PUD PHASE 2
Legal Lot Number76
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1012
Census Tract1107

Owner

Source: Martin County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 SE BIRCH TER, STUART, FL 34997-7333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleNov 12, 2024 · Amount on Record
Deed Document Number20253155760
Deed Book / Page3531 / 2829
Record UpdatedSep 20, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateNov 10, 2025
Property Address120 SE BIRCH TER, STUART, FL 34997-7333
Document Number0035312829
Book / Page3531 / 2829
Map ReferenceMB 20 PG 3
Instrument DateOct 31, 2025
Instrument3155760
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 1, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,627.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3601 QUANTUM BLVD, BOYNTON BEACH, FL 33426-8638

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SE BIRCH TER, STUART, FL 34997-7333

Mortgage

Document Number0035302452
DateNov 10, 2025
Instrument3530/2452
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$54,900 Land $54,900$54,900 Land $54,900
2024$702.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH FORK HOMEOWNER UTIL CORP
private · serves 200 people · EPA ID FL4430484
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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