120 Schultz Rd, Utica, MN 55979 Property Records

Winona County property record for 120 Schultz Rd, Utica, MN 55979

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 2017
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Aug 2019)
Tax Bill	$2,248 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Second Mortgage + 5 more
APN	`31.060.0080`

Property Details

APN / Parcel Number

Primary APN	`31.060.0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	8 ft deep x 7.8 ft wide
Garage Area	633 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 SCHULTZ RD
City	UTICA
State	MN
Zip	55979-8717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-106 RANGE-009 S & S PROPERTIES FIRST ADD LOT-001 BLOCK-002 N 1/2 LOT 1 BK 2
Legal Range	009
Legal Township	106
Legal Section	18
Legal Subdivision	S & S PROPERTIES FIRST ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	WINONA MN
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2010
Census Tract	670900

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 SCHULTZ RD, UTICA, MN 55979-8717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage MARINE CREDIT UNION
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARINE CU
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage ALLIED MORTGAGE GROUP INC
Oct 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHEAST BANK
Aug 23, 2019	Warranty Deed, Transfer · ARM MARINE CU
Oct 23, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	2019618860
Prior Transfer Date	Oct 13, 2017
Prior Transfer Doc	606274
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Recording Date	May 11, 2026
Property Address	120 SCHULTZ RD, UTICA, MN 55979-8717
Document Number	0000666311
Instrument Date	May 4, 2026
Instrument	2026666311
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	120 SCHULTZ RD, UTICA, MN 55979-8717

Mortgage

Document Number	0000666311,
Date	May 11, 2026
Instrument	2026666311

Lender

Name	MARINE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	120 SCHULTZ RD, UTICA, MN 55979-8717
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A650074
Date	Jul 31, 2023
Instrument	A650074

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2028

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	120 SCHULTZ RD, UTICA, MN 55979-8717
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A639440
Date	Dec 15, 2021
Instrument	A639440

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	120 SCHULTZ RD, UTICA, MN 55979-8717
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	606109
Date	Oct 16, 2017
Instrument	606109

Lender

Name	FIRST SOUTHEAST BANK
Type	Bank
Address	HARMONY, MN 55939

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2018

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Aug 23, 2019
Property Address	120 SCHULTZ RD, UTICA, MN 55979-8717
Document Number	618860
Instrument Date	Aug 23, 2019
Instrument	618860
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 SCHULTZ RD, STACY, MN 55079

Mortgage

Document Number	618861
Date	Aug 23, 2019
Instrument	618861

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.38%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	8.38%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	14.3%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINONA MN
Recording Date	Oct 23, 2017
Property Address	120 SCHULTZ RD, UTICA, MN 55979-8717
Document Number	606274
Instrument Date	Oct 13, 2017
Instrument	606274
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E MAIN ST, UTICA, MN 55979-8705

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINONA MN
Recording Date	Sep 18, 2017
Property Address	120 SCHULTZ RD, UTICA, MN 55979-8717
Document Number	605415
Instrument Date	Sep 1, 2017
Instrument	605415
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E MAIN ST, UTICA, MN 55979-8705

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Utica City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,248.00 (+16.72%) Homeowner's exemption	$281,000 (+13.31%) Land $33,000 Building $248,000	$281,000 (+13.31%) Land $33,000 Building $248,000
2025		$248,000 (+11.46%) Land $33,000 Building $215,000	$248,000 (+11.46%) Land $33,000 Building $215,000
2023	$1,926.00 Homeowner's exemption	$222,500 Land $33,000 Building $189,500	$222,500 Land $33,000 Building $189,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Utica serves 293 people · EPA ID MN1850011
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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