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120 Sapling St, Georgetown, KY 40324 Property Records

Scott County property record for 120 Sapling St, Georgetown, KY 40324 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Square Footage680 sqft Living Area
Lot Size3,472 sqft (0.079 acres)
Last Sale$30,000 (2020)
Tax Bill$375.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-30-264.000

Interior

Building Area680 sqft Living Area
Stories1 Stories

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Lot Area3,472 sqft (0.079 acres)

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address120 SAPLING ST
CityGEORGETOWN
StateKY
Zip40324-1817
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY GEO 53
Legal TractP1 2
JurisdictionSCOTT KY
Minor Civil DivisionGEORGETOWN
Census Blockgroup2
Census Block2006
Census Tract40102

Owner

Source: Scott County records · APN 166-30-264.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1066 LUKE RD, SADIEVILLE, KY 40370-9573
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2023Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY TRUST BANK
Mar 26, 2021Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY TRUST BANK
Dec 17, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2020 · Amount on Record
Deed SaleDec 17, 2020 · Amount on Record
Deed Doc Number425619
Deed Book / PageD420 / 326
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address120 SAPLING ST, GEORGETOWN, KY 40324-1817
Transaction TypeMortgage
Record UpdatedMar 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1066 LUKE RD, SADIEVILLE, KY 40370-9573

Mortgage

Document Number0M1723/754
DateJan 04, 2023
Book PageM1723/754
Instrument464827
Lender
NameCOMMUNITY TRUST BANK
TypeBank
AddressGEORGETOWN, KY 40324
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term239 Months
DueDec 22, 2042

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address120 SAPLING ST, GEORGETOWN, KY 40324-1817
Transaction TypeMortgage
Record UpdatedMar 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1592/183
DateMar 26, 2021
Book PageM1592/183
Instrument431372
Lender
NameCOMMUNITY TRUST BANK
TypeBank
AddressGEORGETOWN, KY 40324
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMar 09, 2041

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateDec 17, 2020
Property Address120 SAPLING ST, GEORGETOWN, KY 40324-1817
Document Number00D420/326
Book / PageD420 / 326
Instrument DateDec 11, 2020
Instrument425619
Transaction TypeTransfer
Record UpdatedMar 02, 2023

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address434 W LYNN ST, GEORGETOWN, KY 40324-1849

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1066 LUKE RD, SADIEVILLE, KY 40370-9573

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$375.00 (+17.19%)$42,200 (+19.21%)$42,200 (+19.21%)
2023$320.00 (+102.53%)$35,400 (+93.44%) Land $15,000 Building $20,400$35,400 (+93.44%) Land $15,000 Building $20,400
2022$158.00$18,300 Land $11,500 Building $6,800$18,300 Land $11,500 Building $6,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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