120 Sandy St, Malvern, OH 44644 Property Records

Carroll County property record for 120 Sandy St, Malvern, OH 44644

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 5,300 sqft · built 2006
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Tax Bill	$9,034 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2009 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`07-0000112.000`

Property Details

APN / Parcel Number

Primary APN	`07-0000112.000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,300 sqft Living Area
Gross Area	3,804 sqft
1st Floor Area	3,804 sqft
Upper Floors Area	1,496 sqft
Attic	Attic
Attic Area	2,196 sqft
Basement Area	3,724 sqft
Unfinished Basement	3,724 sqft
Flooring	Carpet
Interior Walls	Unfinished

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Brick
Roof Material	Shingle
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	120 SANDY ST
City	MALVERN
State	OH
Zip	44644-9461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 16 20 PT NE 1.600A N/S
Legal Range	20E
Legal Township	16N
Legal Section	06
Jurisdiction	CARROLL OH
Township / Civil Division	BROWN
Census Block Group	2
Census Block	2023
Census Tract	720300

Owner

120 Sandy St is owned by an individual who acquired it in April 2007.

Source: Carroll County records, as of May 15, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 655, MALVERN, OH 44644-0655
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS NATIONAL BANK
Jan 30, 2009	Deed of Trust, Mortgage COUNTRYWIDE BANK FSB
Jul 16, 2012	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 9, 2007	Deed of Trust, Mortgage · Line of Credit CONSUMERS NATIONAL BANK
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit CONSUMERS NATIONAL BANK
Jun 4, 2012	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit CONSUMERS NATIONAL BANK
Jul 13, 2010	Deed of Trust, Mortgage · Line of Credit CONSUMERS NATIONAL BANK
Aug 3, 2006	Deed of Trust, Mortgage · Line of Credit CONSUMERS NATIONAL BANK
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit CONSUMERS NATIONAL BANK
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit CONSUMERS NATIONAL BANK
Apr 16, 2007	Intrafamily Transfer, Transfer · Conventional Mortgage CONSUMERS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 11, 2007
Transfer Doc	00038/0001
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Recording Date	Aug 19, 2026
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Document Number	0000003444
Book / Page	181 / 4311
Instrument Date	Aug 14, 2026
Instrument	20263444
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SANDY ST, MALVERN, OH 44644-9461

Mortgage

Document Number	0000003444,
Date	Aug 19, 2026
Book Page	181/4311
Instrument	20263444

Lender

Name	CONSUMERS NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 27, 2051

Interest

Rate	6.74%
Max Rate	-1%

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	QUEST TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00051/1200
Date	Jan 30, 2009
Book Page	51/1200
Instrument	200900000426

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00084/3440
Date	Jul 16, 2012
Book Page	84/3440
Instrument	201200005911

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jun 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00036/1362
Date	Feb 9, 2007
Book Page	36/1362
Instrument	200700000774

Lender

Name	CONSUMERS NATIONAL BANK
Type	Bank
Address	WAYNESBURG, OH 44688

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 12, 2008

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	COUNTY LAND AND TITLE, COMMUNITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000141/428
Date	Aug 14, 2020
Book Page	141/428
Instrument	202000003134

Lender

Name	CONSUMERS NATIONAL BANK
Type	Bank
Address	MINERVA, OH 44657

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 13, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00083/2223
Date	Jun 4, 2012
Book Page	83/2223
Instrument	201200004647

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.25%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00140/3660
Date	Jul 27, 2020
Book Page	140/3660
Instrument	202000002833

Lender

Name	CONSUMERS NATIONAL BANK
Type	Bank
Address	CANTON, OH 44718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00061/1262
Date	Jul 13, 2010
Book Page	61/1262
Instrument	201000002459

Lender

Name	CONSUMERS NATIONAL BANK
Type	Bank
Address	WAYNESBURG, OH 44688

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 12, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00030/2946
Date	Aug 3, 2006
Book Page	30/2946
Instrument	200600004036

Lender

Name	CONSUMERS NATIONAL BANK
Type	Bank
Address	WAYNESBURG, OH 44688

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2007

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	COUNTY LAND AND TITLE, COMMUNITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	141/428
Date	Aug 14, 2020
Book Page	141/428
Instrument	202000003134

Lender

Name	CONSUMERS NATIONAL BANK
Type	Bank
Address	MINERVA, OH 44657

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 13, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	140/3660
Date	Jul 27, 2020
Book Page	140/3660
Instrument	202000002833

Lender

Name	CONSUMERS NATIONAL BANK
Type	Bank
Address	CANTON, OH 44718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

April 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL OH
Recording Date	Apr 16, 2007
Property Address	120 SANDY ST, MALVERN, OH 44644-9461
Document Number	00038/0001
Book / Page	38 / 0001
Map Reference	MB101 PG397
Instrument Date	Apr 11, 2007
Instrument	200700001853
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 655, MALVERN, OH 44644-0655

Mortgage

Document Number	200700001854
Date	Apr 16, 2007
Instrument	200700001854

Lender

Name	CONSUMERS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 120 Sandy St was $9,034, up 19% from the year before.

Source: Carroll County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Carroll County
County Subdivision	Brown Township
Municipality	Malvern Village
Unified School District	Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,034.00 (+19.01%)	$221,520 (+36.2%) Land $10,060 Building $211,460	$632,910 Land $28,750 Building $604,160
2024	$7,591.00 (+0.46%)	$162,640 (-) Land $7,630 Building $155,010
2023	$7,556.00	$162,640 Land $7,630 Building $155,010
2022			$464,700 Land $21,810 Building $442,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Sandy St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 13, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2004–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Sandy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN VILLAGE PWS serves 1,200 people · EPA ID OH1000112
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Smart Way Communications Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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