120 Sailor Ln, Florence, OR 97439 Property Records

Lane County property record for 120 Sailor Ln, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 2019)
Tax Bill	$430 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Sep 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-31-20300-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-31-20300-000`
Alternative APN	`1040581`

Exterior

Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	78 ft deep x 55 ft wide

Location & Zoning

Account Number	1040581
Street Address	120 SAILOR LN
City	FLORENCE
State	OR
Zip	97439-8765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CV-COAST VILLAGE
Legal Description	SUBD:COAST VILLAGE SECOND ADDITION SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	23
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	COAST VILLAGE SECOND ADDITION
Legal Lot Number	20300
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2004
Census Tract	707

Owner

120 Sailor Ln is owned by an individual who bought it in November 2019.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	27 ALMOND WAY, CRESWELL, OR 97426-7909
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Sep 1, 2017	Warranty Deed, Transfer · Construction Mortgage BEVERIDGE TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Sep 1, 2017 · Amount on File
Deed Document Number	2019-053979
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 25, 2019
Property Address	120 SAILOR LN, FLORENCE, OR 97439-8765
Document Number	0000053979
Map Reference	MB 61 PG 26
Instrument Date	Nov 6, 2019
Instrument	2019-053979
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1170, OAKRIDGE, OR 97463-1170

Mortgage

Document Number	0000053980
Date	Nov 25, 2019
Instrument	2019-053980

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 1, 2017
Property Address	120 SAILOR LN, FLORENCE, OR 97439-8765
Document Number	0000043703
Instrument Date	Aug 31, 2017
Instrument	43703
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	CASCADE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SAILOR LN FLORENCE OR 974398765, FLORENCE, OR 97439-8765

Mortgage

Document Number	43704
Date	Sep 1, 2017
Instrument	43704

Lender

Name	BEVERIDGE TRUST (PT)
Address	148 OUTER DR, FLORENCE, OR 97439-8766

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 31, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 120 Sailor Ln was $430.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$430.00	$31,562	$73,987 Land $60,773 Building $13,214
2023	$406.00 (+4.1%)	$29,751 (+3%)	$62,380 (+3.28%) Land $52,318 Building $10,062
2022	$390.00	$28,885	$60,396 Land $50,204 Building $10,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Sailor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Sailor Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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