Woodford County property record for 120 S Winter St, Midway, KY 40347 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,613 sqft |
| Lot Size | 0.53 acres (23,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,500 (May 2023) |
| Tax Bill | $4,174 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-5020-010-00 |
| Primary APN | 38-5020-010-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,613 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Lot Area | 23,000 sqft (0.53 acres) |
| Lot Dimensions | 230 ft deep x 100 ft wide |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 206 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Account Number | 35610 |
|---|---|
| Street Address | 120 S WINTER ST |
| City | MIDWAY |
| State | KY |
| Zip | 40347-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 1/2 S |
| Legal Subdivision | ANNIE RAILEY |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | MIDWAY |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 50400 |
Source: Woodford County records · APN 38-5020-010-00
Assessment roll updated December 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3681, MIDWAY, KY 40347-3681 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2023 | Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Oct 17, 2006 · Amount on Record |
| Deed Document Number | 2023192444 |
| Deed Book / Page | 340 / 134 |
| Prior Transfer Date | Oct 06, 2006 |
| Prior Transfer Doc | 0000238/40 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | May 26, 2023 |
| Property Address | 120 S WINTER ST, MIDWAY, KY 40347-5002 |
| Document Number | 00D340/134 |
| Book / Page | D340 / 134 |
| Instrument Date | May 16, 2023 |
| Instrument | 192444 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3817, MIDWAY, KY 40347-3817 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 120 S WINTER ST, MIDWAY, KY 40347-5002 |
| Document Number | 00M968/468 |
|---|---|
| Date | May 26, 2023 |
| Book Page | M968/468 |
| Instrument | 192445 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 120 S WINTER ST, MIDWAY, KY 40347-5002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000M962/92 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | M962/92 |
| Instrument | 169109 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 120 S WINTER ST, MIDWAY, KY 40347-5002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | M787/374 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | M787/374 |
| Instrument | 29365 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Woodford County records · Assessment roll updated December 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Midway City |
| Unified School District | Woodford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,174.00 (+27.61%) | $449,500 (+24.86%) | $449,500 (+24.86%) |
| 2023 | $3,271.00 (+16.41%) Homeowner's exemption | $360,000 (+16.13%) | $360,000 (+16.13%) |
| 2022 | $2,810.00 Homeowner's exemption | $310,000 | $310,000 |
Source: FEMA National Flood Hazard Layer, Woodford County (21239C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212390504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Apr 2015, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Midway Historic District listed 1978 · 177 contributing resources · NRIS 78001415 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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