120 S Walnut St, Centralia, MO 65240 Property Records

Boone County property record for 120 S Walnut St, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$87,900 (May 2018)
Tax Bill	$739 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-508-00-01-027-00`

Property Details

APN / Parcel Number

Primary APN	`04-508-00-01-027-00`
Alternative APN	`04-508-00-01-027.00 01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	120 S WALNUT ST
City	CENTRALIA
State	MO
Zip	65240-1271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ROLLINS ADD BLK 6 N 50' LOTS 10,11,12
Legal Range	11W
Legal Township	51N
Legal Section	15
Legal Subdivision	ROLLINS ADD
Legal Block	6
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	4
Census Block	4004
Census Tract	2000

Owner

120 S Walnut St is owned and occupied by an individual who bought it in May 2018.

Source: Boone County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	120 S WALNUT ST, CENTRALIA, MO 65240-1271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK OF AL
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Prior Sale	Oct 20, 2009 · Amount on File
Deed Document Number	201810028
Deed Book / Page	4899 / 68
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Recording Date	May 15, 2026
Property Address	120 S WALNUT ST, CENTRALIA, MO 65240-1271
Document Number	0000008876
Book / Page	6152 / 16
Instrument Date	May 11, 2026
Instrument	20268876
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S WALNUT ST, CENTRALIA, MO 65240-1271

Mortgage

Document Number	0000008876,
Date	May 15, 2026
Book Page	6152/16
Instrument	20268876

Lender

Name	EXCHANGE BANK OF AL

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	May 30, 2018
Property Address	120 S WALNUT ST, CENTRALIA, MO 65240-1271
Document Number	0000010028
Book / Page	4899 / 0068
Instrument Date	May 29, 2018
Instrument	2018010028
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S WALNUT ST, CENTRALIA, MO 65240-1271

Mortgage

Document Number	0000010029
Date	May 30, 2018
Instrument	2018010029

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 120 S Walnut St was $739.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,008 (-) Land $1,311 Building $10,697
2025	$739.00	$12,008 Land $1,311 Building $10,697	$63,200 Land $6,900 Building $56,300
2023	$639.00 (+8.31%)	$10,488 Land $1,311 Building $9,177	$55,200 Land $6,900 Building $48,300
2022	$590.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 S Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 S Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PWS serves 4,027 people · EPA ID MO3010152
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FireServe, Kingdom Networks.

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