120 S Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 120 S Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,128 sqft · built 1910
Lot Size	0.146 acres (6,338 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-477-004-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-477-004-000`
Alternative APN	`25947`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,128 sqft Finished Area
Gross Area	2,566 sqft
1st Floor Area	1,064 sqft
Upper Floors Area	1,502 sqft
Attic	Attic
Attic Area	438 sqft
Basement Area	1,064 sqft
Finished Basement	638 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,338 sqft (0.146 acres)
Lot Dimensions	96 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	25947
Street Address	120 S SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 96` 13 & W 96` S12 14 BLOCK 16 BENNETT`S 1ST ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BENNETT`S 1ST ADDN
Legal Block	16
Legal Lot Number	14
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1010
Census Tract	702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cathedral Historic District (Additional Documentation) listed 1974 · 190 contributing resources · NRIS 74001896

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	120 S SUMMIT AVE, SIOUX FALLS, SD 57104-3506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST PREMIER BANK
Aug 5, 2024	Deed of Trust, Mortgage VOYAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	120 S SUMMIT AVE, SIOUX FALLS, SD 57104-3506
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1872MTG/127
Date	Nov 18, 2019
Book Page	1872 MTG/127

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	120 S SUMMIT AVE, SIOUX FALLS, SD 57104-3506
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S SUMMIT AVE, SIOUX FALLS, SD 57104-3506

Mortgage

Document Number	MTG1987/514
Date	Aug 5, 2024
Book Page	MTG 1987/514

Lender

Name	VOYAGE FCU
Type	Credit Union
Address	3823 S KIWANIS CIR, SIOUX FALLS, SD 57105

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jul 29, 2034

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,547 (+8.15%) Land $17,209 Building $275,338	$292,547 Land $17,209 Building $275,338
2025	$3,644.00	$270,500 (+4.68%) Land $17,400 Building $253,100
2024	$3,644.00 (+7.62%)	$258,400 (+14.03%) Land $17,400 Building $241,000
2022	$3,386.00	$226,600 Land $17,400 Building $209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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