120 S State St, Elgin, IL 60123 Property Records

Kane County property record for 120 S State St, Elgin, IL 60123

Property Summary

Property TypeExempt (Full or Partial)
Owner2 Company Names on Record
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-476-037

Property Details

APN / Parcel Number

Primary APN06-14-476-037

Location & Zoning

Street Address120 S STATE ST
CityELGIN
StateIL
Zip60123-6403
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionW C KIMBALLS ADD PT LOT 74 DESC IN BOOK 2525579 BLK 11 & PT DESC IN DOC 2012K057374 (EX PT DESC IN DOC 2014K065907)
Legal SubdivisionW C KIMBALLS ADD
Legal Block11
Legal Lot Number74
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1003
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address130 S STATE ST, ELGIN, IL 60123-6444
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address120 S STATE ST, ELGIN, IL 60123-6403
Transaction TypeMortgage
Record UpdatedJul 29, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054096
DateJul 14, 2021
Instrument2021K054096
Lender
NamePRUDENTIAL HUNTOON PAIGE ASSOCIATES LLC
TypeNon-Lending Institution
AddressDALLAS, TX 75201
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2022Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Fox Valley Internet, Verizon.

Nearby Properties on S State St

Nearby Streets

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