Riverside County property record for 120 S Ralph Rd, Lake Elsinore, CA 92530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,316 sqft · built 1984 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Jul 2008) |
| Tax Bill | $2,809 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 389-311-022 |
| Primary APN | 389-311-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 1,756 sqft |
| 1st Floor Area | 1,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 120 S RALPH RD |
|---|---|
| City | LAKE ELSINORE |
| State | CA |
| Zip | 92530-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .20 ACRES IN BLK TS MB 011/499 SD TOWN OF LUCERNE |
| Legal Subdivision | TOWN OF LUCERNE |
| Legal Block | TS |
| Legal Lot Number | TS |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | ELSINORE VALLEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 43010 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13681 NEWPORT AVE, 8233, TUSTIN, CA 92780-4689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2008 · Amount on Record |
| Deed Sale | Jul 18, 2008 · Amount on Record |
| Prior Sale | May 12, 2008 · Amount on Record |
| Deed Document Number | 2008393629 |
| Last Transfer Date | Aug 21, 2014 |
| Transfer Doc | 0000328661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 120 S RALPH RD, LAKE ELSINORE, CA 92530-1837 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 120 S RALPH RD, LAKE ELSINORE, CA 92530-1837 |
| Document Number | 0000587951 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021-0587951 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 120 S RALPH RD, LAKE ELSINORE, CA 92530-1837 |
| Document Number | 0000365499 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 120 S RALPH RD LAKE ELSINORE CA 925301837, LAKE ELSINORE, CA 92530-1837 |
| Document Number | 0000365499 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 365499 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 120 S RALPH RD, LAKE ELSINORE, CA 92530-1837 |
| Document Number | 0000428589 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 13681 NEWPORT AVE TUSTIN CA 927804689, TUSTIN, CA 92780-4689 |
| Document Number | 0000428589 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 428589 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 120 S RALPH RD, LAKE ELSINORE, CA 92530-1837 |
| Document Number | 0000162160 |
| Instrument Date | Apr 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 120 S RALPH RD LAKE ELSINORE CA 925301837, LAKE ELSINORE, CA 92530-1837 |
| Document Number | 0000162160 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 162160 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2047 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Lake Elsinore City |
| Unified School District | Lake Elsinore Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,843 (+2%) Land $105,070 Building $124,773 | ||
| 2025 | $2,809.00 (+5.76%) Homeowner's exemption | $225,337 (+4.04%) Land $103,010 Building $122,327 | |
| 2023 | $2,656.00 (+2.19%) Homeowner's exemption | $216,589 Land $99,011 Building $117,578 | |
| 2022 | $2,599.00 | ||
| 2021 | $342,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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