120 S Pine St, Billings, MO 65610 Property Records

Christian County property record for 120 S Pine St, Billings, MO 65610

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,144 sqft · built 1900
Lot Size	0.744 acres (32,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,700 (Jul 2017)
Tax Bill	$1,359 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8-0.2-9-1-11-14`

Property Details

APN / Parcel Number

Primary APN	`8-0.2-9-1-11-14`
Alternative APN	`08-0.2-09-001-011-014.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick/Wood
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,400 sqft (0.744 acres)
Lot Dimensions	300 ft deep x 108 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 S PINE ST
City	BILLINGS
State	MO
Zip	65610-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 185 S & 25 W OF NEC OF SE1/4 OF NE1/4, TH W 300, S 108, E 300, N 108 TO BEG
Legal Range	24W
Legal Township	27N
Legal Section	09
Legal Subdivision	BILLINGS, CITY OF IN
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST POLK
Census Block Group	1
Census Block	1042
Census Tract	20101

Owner

Source: Christian County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 S PINE ST, BILLINGS, MO 65610-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 10, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2017	Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	20179172
Deed Book / Page	2017 / 9075
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	May 6, 2026
Property Address	120 S PINE ST, BILLINGS, MO 65610-9701
Document Number	0000005595
Book / Page	2026 / 5521
Instrument Date	Apr 30, 2026
Instrument	20265595
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S PINE ST, BILLINGS, MO 65610-9701

Mortgage

Document Number	0000005595,
Date	May 6, 2026
Book Page	2026/5521
Instrument	20265595

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate	6.46%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	120 S PINE ST, BILLINGS, MO 65610-9701
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S PINE ST, BILLINGS, MO 65610-9701

Mortgage

Document Number	0202400349
Date	Jan 10, 2024
Book Page	2024/349
Instrument	2024L00356

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	120 S PINE ST, BILLINGS, MO 65610-9701
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S PINE ST, BILLINGS, MO 65610-9701

Mortgage

Document Number	0202214325
Date	Sep 22, 2022
Book Page	2022/14325
Instrument	2022L14468

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 19, 2017
Property Address	120 S PINE ST, BILLINGS, MO 65610-9701
Document Number	0201709075
Book / Page	2017 / 09075
Instrument Date	Jul 18, 2017
Instrument	2017L09172
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S PINE ST, BILLINGS, MO 65610-9701

Mortgage

Document Number	2017L09173
Date	Jul 19, 2017
Instrument	2017L09173

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Billings City
Unified School District	Billings R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00 (+30.3%)	$21,640 (+31.07%)	$113,900 (+31.07%) Land $20,000 Building $93,900
2024	$1,043.00
2023		$16,510	$86,900 Land $20,000 Building $66,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS PWS serves 1,035 people · EPA ID MO5010071
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Wisper ISP.

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