McHenry County property record for 120 S Oakleaf Rd, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,295 sqft · built 1998 |
| Lot Size | 0.289 acres (12,597 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,000 (Jun 2014) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-29-328-016 |
| Primary APN | 19-29-328-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,295 sqft |
| Gross Area | 4,482 sqft |
| 1st Floor Area | 1,505 sqft |
| 2nd Floor Area | 1,790 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,597 sqft (0.289 acres) |
| Lot Dimensions | 132 ft deep x 86 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 120 S OAKLEAF RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-5902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0046514 LT 126 ARBOR HILLS SUB UNIT 4 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 29 |
| Legal Subdivision | ARBOR HILLS |
| Legal Block | 328 |
| Legal Lot Number | 126 |
| Legal Unit | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 871206 |
Source: McHenry County records · APN 19-29-328-016
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 120 S OAKLEAF RD, ALGONQUIN, IL 60102-5902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA |
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU |
| Dec 18, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2014 · Amount on Record |
| Deed Sale | Jun 16, 2014 · Amount on Record |
| Prior Sale | Jun 16, 2014 · Amount on Record |
| Deed Document Number | 0000019155 |
| Last Transfer Date | Dec 18, 2017 |
| Transfer Doc | 0000046514 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 120 S OAKLEAF RD, ALGONQUIN, IL 60102-5902 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018455 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022R0018455 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 120 S OAKLEAF RD, ALGONQUIN, IL 60102-5902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000007318 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021R0007318 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 120 S OAKLEAF RD, ALGONQUIN, IL 60102-5902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027281 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 2019R0027281 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jun 19, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 18, 2017 |
| Property Address | 120 S OAKLEAF RD, ALGONQUIN, IL 60102-5902 |
| Document Number | 0000046514 |
| Instrument Date | Sep 06, 2017 |
| Instrument | 2017R0046514 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IL 00000 |
| Name | Verified Name |
|---|---|
| Address | 120 S OAKLEAF RD, ALGONQUIN, IL 60102-5902 |
| Document Number | 0000046515 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017R0046515 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $143,328 Land $27,351 Building $115,977 | $429,984 Land $82,053 Building $347,931 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118712061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 413 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1110050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALGONQUIN serves 30,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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