120 S Maple St, Onsted, MI 49265 Property Records

Lenawee County property record for 120 S Maple St, Onsted, MI 49265

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,856 sqft · built 1860
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$69,900 (Mar 2008)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Jun 2020 Refinance Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CA8-000-0420-00`

Property Details

APN / Parcel Number

Primary APN	`CA8-000-0420-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,370 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Lot Area	10,019 sqft (0.23 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	120 S MAPLE ST
City	ONSTED
State	MI
Zip	49265-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 96 ASSESSOR'S PLAT NO 1 ALSO LOT 42 ORIGINAL PLAT VILLAGE OF ONSTED
Legal Subdivision	ASSORS #1 AND VILLAGE OF ONST
Legal Lot Number	42,96
Jurisdiction	LENAWEE MI
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2012
Census Tract	60302

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 S MAPLE ST, ONSTED, MI 49265-9634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COULEE BANK
Jun 24, 2020	Deed of Trust, Mortgage · Balloon Mortgage COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2008 · Amount on Record
Deed Sale	Mar 21, 2008 · Amount on Record
Prior Sale	May 3, 2007 · Amount on Record
Deed Book / Page	2361 / 725
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	120 S MAPLE ST, ONSTED, MI 49265-9634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025980654
Date	Jun 2, 2020
Book Page	2598/654

Lender

Name	COULEE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	120 S MAPLE ST, ONSTED, MI 49265-9634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025990576
Date	Jun 24, 2020
Book Page	2599/576

Lender

Name	COUNTY BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
County Subdivision	Cambridge Township
Municipality	Onsted Village
Unified School District	Onsted Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,300 (+12.6%)	$196,600 (+12.6%)
2025	$1,670.00 (+3.47%) Homeowner's exemption	$87,300 (+26.89%)	$174,600 (+26.89%)
2024	$1,614.00 (+9.57%)
2023		$68,800	$137,600
2022	$1,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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