Jackson County property record for 120 S Main St, Concord, MI 49237
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,078 sqft · built 1869 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Mar 2021) |
| Tax Bill | $3,061 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-11-27-351-011-00 |
| Primary APN | 005-11-27-351-011-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,078 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| Basement Area | 560 sqft |
| Year Built | Built 1869 |
|---|---|
| Effective Year Built | Effective 1869 |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 231 ft deep x 82 ft wide |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 120 S MAIN ST |
|---|---|
| City | CONCORD |
| State | MI |
| Zip | 49237-9513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URRES |
| Legal Description | BEG AT THE INTERSECTION OF THE W LN OF MAIN ST WITH THE N LN OF CENTER ST TH N 1DEG 36'W ALG THE W LN OF MAIN ST 239.58 FT TO |
| Legal Range | 03W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | ASSRS VILLAGE OF CONCORD |
| Legal Lot Number | 62 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 6403 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Concord Village Historic District listed 1996 · 106 contributing resources · NRIS 96000810 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Jackson County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 S MAIN ST, CONCORD, MI 49237-9513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Mar 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on Record |
| Deed Sale | Mar 17, 2021 · Amount on Record |
| Prior Sale | Sep 1, 1991 |
| Deed Document Number | 20212876543 |
| Deed Book / Page | 2182 / 753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 120 S MAIN ST, CONCORD, MI 49237-9513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 120 S MAIN ST, CONCORD, MI 49237-9513 |
| Document Number | 0002940327 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 2231/836 |
| Instrument | 2940327 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Mar 17, 2021 |
| Property Address | 120 S MAIN ST, CONCORD, MI 49237-9513 |
| Document Number | 0002876543 |
| Book / Page | 2182 / 753 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2876543 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 GOLDSMITH DR, 200, CLARKLAKE, MI 49234-5704 |
| Name | Verified Name |
|---|---|
| Address | 312 LINCOLN ST, ALBION, MI 49224-2116 |
| Document Number | 0021820754 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2182-0754 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Concord Township |
| Municipality | Concord Village |
| Unified School District | Concord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,100 (+8.71%) Land $121,100 | $242,200 (+8.71%) Land $242,200 | |
| 2025 | $3,061.00 (-11.96%) Homeowner's exemption | $111,400 (+11.29%) Land $111,400 | $222,800 (+11.29%) Land $222,800 |
| 2024 | $3,477.00 (+7.85%) | ||
| 2023 | $100,100 Land $100,100 | $200,200 Land $200,200 | |
| 2022 | $3,224.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD serves 1,050 people · EPA ID MI0001580 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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