Lauderdale County property record for 120 S Locust St, Florence, AL 35630
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3 ba · 3,038 sqft · built 1967 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on Record |
| Last Sale | $185,000 (Dec 2020) |
| Tax Bill | $2,768 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-05-15-1-003-047-000 |
| Primary APN | 24-05-15-1-003-047-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,038 sqft Total Area |
| 1st Floor Area | 3,038 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Exterior Material | Brick |
| Fire Resistance | Fireproof Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Mansard |
| Roof Material | Tar & Gravel |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 188 ft deep x 73 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74080 |
|---|---|
| Street Address | 120 S LOCUST ST |
| City | FLORENCE |
| State | AL |
| Zip | 35630-5510 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 02 |
| Legal Description | 73.3 X 188.7 IRR CITY OF FLORENCE BLK PT 338 PB 2 PG 155 SEC 15 T3S R11W .33 AC/C |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | CITY OF FLORENCE BLOCK 0338 |
| Legal Block | PT |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10300 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 801 N PATTON ST, FLORENCE, AL 35630-2857 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Dec 1, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on Record |
| Deed Sale | Dec 1, 2020 · Amount on Record |
| Deed Document Number | 0202066983 |
| Deed Book / Page | 2020 / 66983 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 120 S LOCUST ST, FLORENCE, AL 35630-5510 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2020/71880 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 2020/71880 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 25, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Dec 1, 2020 |
| Property Address | 120 S LOCUST ST, FLORENCE, AL 35630-5510 |
| Document Number | 2020/66983 |
| Book / Page | 2020 / 66983 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 COUNTY ROAD 644, KILLEN, AL 35645-6279 |
| Name | Verified Name |
|---|---|
| Address | 801 N PATTON ST, FLORENCE, AL 35630-2857 |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,768.00 (-26.56%) | $56,500 (-26.55%) | $282,460 (-26.55%) Land $33,400 Building $249,060 |
| 2024 | $3,769.00 | $76,920 (+1,051.5%) Land $6,680 Building $70,240 | $384,560 (-) Land $33,400 Building $351,160 |
| 2023 | $3,769.00 (+30.6%) | $6,680 (-88.66%) Land $6,680 | $384,560 (+30.58%) Land $33,400 Building $351,160 |
| 2022 | $2,886.00 | $58,900 | $294,500 Land $33,400 Building $261,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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