San Joaquin County property record for 120 S Ham Ln, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,622 sqft · built 1941 |
| Lot Size | 0.162 acres (7,068 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $170,000 (Jan 2010) |
| Tax Bill | $2,330 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Feb 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 037-071-170-000 |
| Primary APN | 037-071-170-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| 1st Floor Area | 1,622 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,068 sqft (0.162 acres) |
| Lot Dimensions | 114 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 037-071-17 |
|---|---|
| Street Address | 120 S HAM LN |
| City | LODI |
| State | CA |
| Zip | 95242-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HUTCHINGS HOMESTEAD TRACT 2 LOT 5 BLK 2 |
| Legal Subdivision | HUTCHINS HOMESTEAD ADD 03 |
| Legal Tract | 2 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 4204 |
120 S Ham Ln is owned by a company that bought it in January 2010 and is owner-occupied.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 120 S HAM LN, LODI, CA 95242-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2025 | Intrafamily Transfer, Transfer |
| Feb 2, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2010 · Amount on File |
| Deed Sale | Jan 20, 2010 · Amount on File |
| Prior Sale | Aug 14, 2009 · Amount on File |
| Deed Document Number | 20105795 |
| Prior Transfer Date | Aug 6, 2009 |
| Prior Transfer Doc | 0000120566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 24, 2025 |
| Property Address | 120 S HAM LN, LODI, CA 95242-3003 |
| Document Number | 0000118765 |
| Map Reference | VOL 11 PG 34 |
| Instrument Date | Dec 24, 2025 |
| Instrument | 2025-118765 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 120 S HARN LN, LODI, CA 95240 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 120 S HAM LN, LODI, CA 95242-3003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 120 S HAM LN, LODI, CA 95242-3003 |
| Document Number | 0000018653 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021-018653 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 120 S Ham Ln was $2,330 with a homeowner's exemption, up 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,330.00 (+0.39%) | ||
| 2025 | $2,321.00 Homeowner's exemption | $219,425 Land $54,208 Building $165,217 | |
| 2023 | $2,220.00 (+2.35%) Homeowner's exemption | $210,906 Land $52,104 Building $158,802 | $403,110 |
| 2022 | $2,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 S Ham Ln in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 S Ham Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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