120 S Duluth Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 120 S Duluth Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 2,400 sqft · built 1880
Lot Size	0.151 acres (6,599 sqft)
Owner	Company Name on Record
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-478-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-478-006-000`
Alternative APN	`25856`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Plumbing Fixtures	25 Plumbing Fixtures
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	2,400 sqft Finished Area
1st Floor Area	1,200 sqft
Upper Floors Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	792 sqft
Family Room	Family Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,599 sqft (0.151 acres)
Lot Dimensions	150 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	25856
Street Address	120 S DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57104-3652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 9 BENNETT`S 1ST ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BENNETT`S 1ST ADDN
Legal Block	9
Legal Lot Number	13
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1011
Census Tract	702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cathedral Historic District (Additional Documentation) listed 1974 · 190 contributing resources · NRIS 74001896

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Minnehaha County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	48550 261ST ST, VALLEY SPRINGS, SD 57068-6734
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS NATIONAL BANK
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS NATIONAL BANK
Dec 21, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	120 S DULUTH AVE, SIOUX FALLS, SD 57104-3652
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1854MTG/0226
Date	Jan 30, 2019
Book Page	1854 MTG/0226

Lender

Name	FIRST FARMERS & MERCHANTS NATIONAL BANK
Type	Bank
Address	LUVERNE, MN 56156

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	64 Months
Due	May 25, 2024

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	120 S DULUTH AVE, SIOUX FALLS, SD 57104-3652
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1882MTG/590
Date	Apr 22, 2020
Book Page	1882 MTG/590

Lender

Name	FIRST FARMERS & MERCHANTS NATIONAL BANK
Type	Bank
Address	LUVERNE, MN 56156

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	49 Months
Due	May 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 21, 2009
Property Address	120 S DULUTH AVE, SIOUX FALLS, SD 57104-3652
Document Number	000530/464
Book / Page	530 / 464
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6501 W STRABANE TRL, SIOUX FALLS, SD 57106-3834

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,300 (+4.76%) Land $22,800 Building $234,500	$257,300 Land $22,800 Building $234,500
2025	$4,064.00	$245,600 (+11.38%) Land $22,800 Building $222,800
2024	$4,064.00 (+68.63%)	$220,500 (+74.03%) Land $22,800 Building $197,700
2022	$2,410.00	$126,700 Land $14,000 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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