120 S Chestnut St, Letts, IA 52754 Property Records

Louisa County property record for 120 S Chestnut St, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,408 sqft · built 1965
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Aug 2018)
Tax Bill	$1,898 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-06-227-009`

Property Details

APN / Parcel Number

Primary APN	`04-06-227-009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Basement Area	1,408 sqft
Finished Basement	1,000 sqft
Unfinished Basement	408 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Roof Type	Gable
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	60 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	12 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	120 S CHESTNUT ST
City	LETTS
State	IA
Zip	52754-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LETTS L1 BLK38
Legal Range	03W
Legal Township	75N
Legal Section	06
Legal Block	38
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4035
Census Tract	450100

Owner

120 S Chestnut St is owned and occupied by an individual who bought it in August 2018.

Source: Louisa County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	120 S CHESTNUT ST, LETTS, IA 52754-9709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	May 1, 2007 · Amount on File
Deed Document Number	20181085
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Aug 8, 2018
Property Address	120 S CHESTNUT ST, LETTS, IA 52754-9709
Document Number	20181085
Instrument Date	Aug 6, 2018
Instrument	2018-1085
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S CHESTNUT ST, LETTS, IA 52754-9709

Mortgage

Document Number	20181086
Date	Aug 8, 2018
Instrument	2018-1086

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 120 S Chestnut St was $1,898 with a homeowner's exemption.

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,898.00	$176,170 (+11.16%) Land $15,480 Building $160,690	$176,170 (+11.16%) Land $15,480 Building $160,690
2025	$1,898.00 (+1.5%) Homeowner's exemption	$158,490 Land $15,480 Building $143,010	$158,490 Land $15,480 Building $143,010
2024	$1,870.00
2023		$146,060 (+21.24%) Land $15,480 Building $130,580	$146,060 Land $15,480 Building $130,580
2022	$1,904.00 Homeowner's exemption	$120,470 Land $15,480 Building $104,990
2021			$120,470 Land $15,480 Building $104,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 S Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 S Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless	200 / 20
Verizon Fixed Wireless	25 / 6
Louisa Communications Fixed Wireless	25 / 3

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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